Is CNLMF or RYLD a better dividend investment in 2026?

CNLMF currently yields 70.53% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: CNLMF offers higher current income.

What is the dividend yield difference between CNLMF and RYLD?

CNLMF has a forward dividend yield of 70.53% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 58.39 percentage points.

Home › Compare › CNLMF vs RYLD

CNLMF vs RYLD: Dividend Comparison 2026

CNLMF yields 70.53% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CNLMF wins by $1.03M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CNLMF

● Live price

70.53%

Share price

$2.84

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.08M

Annual income

$284,465.61

Full CNLMF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CNLMF vs RYLD

📍 CNLMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CNLMF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CNLMF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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CNLMF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNLMF

Annual income on $10K today (after 15% tax)

$5,995.42/yr

After 10yr DRIP, annual income (after tax)

$241,795.77/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, CNLMF beats the other by $239,596.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CNLMF + RYLD for your $10,000?

CNLMF: 50%RYLD: 50%

100% RYLD50/50100% CNLMF

Portfolio after 10yr

$561.2K

Annual income

$143,526.47/yr

Blended yield

25.58%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CNLMF right now

CNLMF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

31.5

Piotroski

1/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNLMF buys

RYLD buys

No recent congressional trades found for CNLMF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCNLMFRYLD

Forward yield	70.53% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.08M	$44.5K ✓
Annual income after 10y	$284,465.61 ✓	$2,587.35
Total dividends collected	$919.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CNLMF vs RYLD ($10,000, DRIP)

Year	CNLMF Portfolio	CNLMF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$17,753	$7,053.43	$11,914	$1,213.65	+$5.8K → CNLMF
2	$30,699	$11,703.04	$14,099	$1,351.30	+$16.6K → CNLMF
3	$51,761	$18,912.98	$16,580	$1,494.55	+$35.2K → CNLMF
4	$85,187	$29,802.51	$19,384	$1,642.61	+$65.8K → CNLMF
5	$136,989	$45,839.33	$22,535	$1,794.70	+$114.5K → CNLMF
6	$215,471	$68,891.91	$26,063	$1,950.00	+$189.4K → CNLMF
7	$331,825	$101,271.10	$29,995	$2,107.69	+$301.8K → CNLMF
8	$500,807	$145,754.65	$34,361	$2,266.99	+$466.4K → CNLMF
9	$741,453	$205,589.26	$39,194	$2,427.12	+$702.3K → CNLMF
10	$1,077,820	$284,465.61	$44,525	$2,587.35	+$1.03M → CNLMF

CNLMF vs RYLD: Complete Analysis 2026

CNLMF — Stock

Collective Mining Ltd., an exploration and development company, focuses on identifying and exploring prospective gold projects in South America. It holds 100% interests in the Guayabales project consisting of 22 claims with a total area of 4,300.16 hectares located in the Caldas department of Colombia; and the San Antonio project covering an area of 4,729 hectares located in Middle Cauca belt in the Department of Caldas, Colombia. The company is headquartered in Toronto, Canada.

Full CNLMF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.