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CNP vs SAP: Dividend Comparison 2026

CNP yields 2.07% · SAP yields 1.76%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SAP wins by $38.9K in total portfolio value
10 years
CNP
CNP
● Live price
2.07%
Share price
$42.99
Annual div
$0.89
5Y div CAGR
-11.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$63.87
Full CNP calculator →
SAP
SAP
● Live price
1.76%
Share price
$168.29
Annual div
$2.97
5Y div CAGR
43.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$60.2K
Annual income
$14,866.12
Full SAP calculator →

Portfolio growth — CNP vs SAP

📍 SAP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNPSAP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNP + SAP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CNP pays
SAP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNP
Annual income on $10K today (after 15% tax)
$175.97/yr
After 10yr DRIP, annual income (after tax)
$54.29/yr
SAP
Annual income on $10K today (after 15% tax)
$150.01/yr
After 10yr DRIP, annual income (after tax)
$12,636.20/yr
At 15% tax rate, SAP beats the other by $12,581.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNP + SAP for your $10,000?

CNP: 50%SAP: 50%
100% SAP50/50100% CNP
Portfolio after 10yr
$40.8K
Annual income
$7,464.99/yr
Blended yield
18.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SAP right now

CNP
Analyst Ratings
12
Buy
16
Hold
1
Sell
Consensus: Hold
Price Target
$41.75
-2.9% upside vs current
Range: $37.00 — $47.00
Altman Z
0.8
Piotroski
4/9
SAP
Analyst Ratings
22
Buy
14
Hold
7
Sell
Consensus: Buy
Price Target
$415.33
+146.8% upside vs current
Range: $245.00 — $718.00
Altman Z
6.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNP buys
0
SAP buys
0
No recent congressional trades found for CNP or SAP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNPSAP
Forward yield2.07%1.76%
Annual dividend / share$0.89$2.97
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-11.8%43.3%
Portfolio after 10y$21.4K$60.2K
Annual income after 10y$63.87$14,866.12
Total dividends collected$1.2K$36.3K
Payment frequencyquarterlyquarterly
SectorUtilitiesStock
Analyst consensusHoldBuy
Analyst price target$41.75$415.33

Year-by-year: CNP vs SAP ($10,000, DRIP)

YearCNP PortfolioCNP Income/yrSAP PortfolioSAP Income/yrGap
1← crossover$10,883$182.60$10,953$252.90$70.00SAP
2$11,808$163.80$12,091$370.97$283.00SAP
3$12,781$146.50$13,485$548.42$704.00SAP
4$13,807$130.71$15,249$819.21$1.4KSAP
5$14,890$116.39$17,556$1,240.57$2.7KSAP
6$16,035$103.47$20,698$1,912.91$4.7KSAP
7$17,250$91.85$25,168$3,020.33$7.9KSAP
8$18,538$81.44$31,848$4,918.38$13.3KSAP
9$19,908$72.15$42,412$8,335.30$22.5KSAP
10$21,366$63.87$60,247$14,866.12$38.9KSAP

CNP vs SAP: Complete Analysis 2026

CNPUtilities

CenterPoint Energy, Inc. operates as a public utility holding company in the United States. The company operates through Electric and Natural Gas segments. The Electric segment includes electric transmission and distribution services to electric customers and electric generation assets, as well as assets in the wholesale power market. The Natural Gas segment provides natural gas distribution services, as well as home appliance maintenance and repair services to customers in Minnesota; and home repair protection plans to natural gas customers in Arkansas, Indiana, Mississippi, Ohio, Oklahoma, and Texas and Louisiana through a third party. This segment also engages in the sale of regulated intrastate natural gas, and transportation and storage of natural gas for residential, commercial, industrial, and transportation customers. As of December 31, 2021, it served approximately 2.7 million metered customers; owned 239 substation sites with a total installed rated transformer capacity of 71,241 megavolt amperes; operated approximately 1,00,000 linear miles of natural gas distribution and transmission mains; and owned and operated 285 miles of intrastate pipeline in Louisiana, Texas, and Oklahoma. The company was founded in 1866 and is headquartered in Houston, Texas.

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SAPStock

SAP SE, together with its subsidiaries, provides applications, technology, and services worldwide. It offers SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR and payroll, talent and employee experience management, and people and workforce analytics; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand their business process operations; SAP's industry cloud solutions that provides modular solutions addressing industry-specific functions; Taulia solutions for working capital management to help enable customers mitigate the effects of inflation by providing visibility into working capital and access to liquidity; and sustainability solutions and services. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.

Full SAP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.