Is CNPAY or HDV a better dividend investment in 2026?

CNPAY currently yields 8.36% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: CNPAY offers higher current income.

What is the dividend yield difference between CNPAY and HDV?

CNPAY has a forward dividend yield of 8.36% ($0.94/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 5.44 percentage points.

Home › Compare › CNPAY vs HDV

CNPAY vs HDV: Dividend Comparison 2026

CNPAY yields 8.36% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CNPAY wins by $1545.19M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CNPAY

● Live price

8.36%

Share price

$11.29

Annual div

$0.94

5Y div CAGR

79.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1545.21M

Annual income

$1,447,164,778.76

Full CNPAY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — CNPAY vs HDV

📍 CNPAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CNPAY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CNPAY + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

CNPAY pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNPAY

Annual income on $10K today (after 15% tax)

$710.72/yr

After 10yr DRIP, annual income (after tax)

$1,230,090,061.95/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, CNPAY beats the other by $1,230,089,762.99/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CNPAY + HDV for your $10,000?

CNPAY: 50%HDV: 50%

100% HDV50/50100% CNPAY

Portfolio after 10yr

$772.62M

Annual income

$723,582,565.24/yr

Blended yield

93.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNPAY buys

HDV buys

No recent congressional trades found for CNPAY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCNPAYHDV

Forward yield	8.36% ✓	2.92%
Annual dividend / share	$0.94	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	79.5% ✓	0%
Portfolio after 10y	$1545.21M ✓	$24.3K
Annual income after 10y	$1,447,164,778.76 ✓	$351.71
Total dividends collected	$1538.05M ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CNPAY vs HDV ($10,000, DRIP)

Year	CNPAY Portfolio	CNPAY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$12,201	$1,500.87	$11,002	$291.67	+$1.2K → CNPAY
2	$16,127	$3,071.95	$12,082	$299.61	+$4.0K → CNPAY
3	$24,067	$6,811.68	$13,247	$307.23	+$10.8K → CNPAY
4	$42,806	$17,053.53	$14,503	$314.52	+$28.3K → CNPAY
5	$96,684	$50,882.30	$15,854	$321.50	+$80.8K → CNPAY
6	$296,250	$192,797.87	$17,308	$328.15	+$278.9K → CNPAY
7	$1,308,014	$991,026.24	$18,871	$334.49	+$1.29M → CNPAY
8	$8,739,973	$7,340,397.80	$20,551	$340.53	+$8.72M → CNPAY
9	$91,632,472	$82,280,700.98	$22,357	$346.27	+$91.61M → CNPAY
10	$1,545,211,524	$1,447,164,778.76	$24,296	$351.71	+$1545.19M → CNPAY

CNPAY vs HDV: Complete Analysis 2026

CNPAY — Stock

CNP Assurances SA (ENXTPA:CNP) provides insurance, coinsurance, and reinsurance solutions in France, Latin America, and other European countries. It offers life, accident, long-term care, death and funerals, disability, unemployment, loss of income, health, and dental insurance products; property and casualty insurance, such as home-owner and auto insurance; term creditor and guarantee insurance products, including home and business loans, and consumer finance; solutions in the area of guarantees for real estate loans in private market; and pension plans, as well as support and assistance services. The company was founded in 1850 and is headquartered in Paris, France. CNP Assurances SA (ENXTPA:CNP) operates as a subsidiary of La Banque Postale S.A.

Full CNPAY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.