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CNSF vs SCHD: Dividend Comparison 2026

CNSF yields 7.90% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CNSF wins by $4.8K in total portfolio value
10 years
CNSF
CNSF
● Live price
7.90%
Share price
$25.33
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.7K
Annual income
$1,301.62
Full CNSF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CNSF vs SCHD

📍 CNSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCNSFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CNSF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CNSF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CNSF
Annual income on $10K today (after 15% tax)
$671.14/yr
After 10yr DRIP, annual income (after tax)
$1,106.38/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CNSF beats the other by $747.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CNSF + SCHD for your $10,000?

CNSF: 50%SCHD: 50%
100% SCHD50/50100% CNSF
Portfolio after 10yr
$31.3K
Annual income
$862.11/yr
Blended yield
2.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CNSF buys
0
SCHD buys
0
No recent congressional trades found for CNSF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCNSFSCHD
Forward yield7.90% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.7K ✓$29.0K
Annual income after 10y$1,301.62 ✓$422.61
Total dividends collected$10.5K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CNSF vs SCHD ($10,000, DRIP)

YearCNSF PortfolioCNSF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,490$789.58$11,224$344.10+$266.00 → CNSF
2$13,142$847.84$12,567$354.98+$575.00 → CNSF
3$14,968$906.31$14,038$365.30+$930.00 → CNSF
4$16,980$964.73$15,648$375.06+$1.3K → CNSF
5$19,192$1,022.84$17,410$384.27+$1.8K → CNSF
6$21,616$1,080.42$19,335$392.95+$2.3K → CNSF
7$24,266$1,137.27$21,437$401.10+$2.8K → CNSF
8$27,158$1,193.19$23,733$408.75+$3.4K → CNSF
9$30,307$1,248.02$26,237$415.91+$4.1K → CNSF
10$33,730$1,301.62$28,968$422.61+$4.8K → CNSF

CNSF vs SCHD: Complete Analysis 2026

CNSF — Stock

CNSF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CNSF shares.

Full CNSF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.