Is COF or AMT a better dividend investment in 2026?

COF currently yields 1.57% with a 5% 5-year dividend growth rate. AMT yields 3.99% with 5% growth. The better choice depends on your goal: AMT offers higher current income.

What is the dividend yield difference between COF and AMT?

COF has a forward dividend yield of 1.57% ($2.80/share annually). AMT yields 3.99% ($6.80/share annually). The yield gap is 2.42 percentage points.

Home › Compare › COF vs AMT

COF vs AMT: Dividend Comparison 2026

COF yields 1.57% · AMT yields 3.99%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 COF wins by $22.93M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

COF

● Live price

1.57%

Share price

$178.13

Annual div

$2.80

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.69M

Annual income

$21,107,984.45

Full COF calculator →

AMT

● Live price

3.99%

Share price

$170.36

Annual div

$6.80

5Y div CAGR

54.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$753.3K

Annual income

$463,940.93

Full AMT calculator →

Portfolio growth — COF vs AMT

📍 COF pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	COF	AMT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, COF + AMT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

COF pays

AMT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COF

Annual income on $10K today (after 15% tax)

$133.61/yr

After 10yr DRIP, annual income (after tax)

$17,941,786.78/yr

AMT

Annual income on $10K today (after 15% tax)

$339.28/yr

After 10yr DRIP, annual income (after tax)

$394,349.79/yr

At 15% tax rate, COF beats the other by $17,547,436.99/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COF + AMT for your $10,000?

COF: 50%AMT: 50%

100% AMT50/50100% COF

Portfolio after 10yr

$12.22M

Annual income

$10,785,962.68/yr

Blended yield

88.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on AMT right now

COF

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$275.50

+54.7% upside vs current

Range: $218.00 — $300.00

Altman Z

-0.4

Piotroski

7/9

AMT

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$214.60

+26.0% upside vs current

Range: $185.00 — $255.00

Altman Z

1.2

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COF buys

AMT buys

No recent congressional trades found for COF or AMT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCOFAMT

Forward yield	1.57%	3.99% ✓
Annual dividend / share	$2.80	$6.80 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	54.8%
Portfolio after 10y	$23.69M	$753.3K ✓
Annual income after 10y	$21,107,984.45 ✓	$463,940.93
Total dividends collected	$23.46M	$702.1K ✓
Payment frequency	quarterly	quarterly
Sector	Financials	REIT
Analyst consensus	Buy	Buy
Analyst price target	$275.50 ✓	$214.60

Year-by-year: COF vs AMT ($10,000, DRIP)

Year	COF Portfolio	COF Income/yr	AMT Portfolio	AMT Income/yr	Gap
1	$11,014	$314.38	$11,318	$617.89	$304.00 → AMT
2	$12,433	$647.23	$13,122	$1,011.73	$689.00 → AMT
3	$14,668	$1,365.54	$15,737	$1,697.00	$1.1K → AMT
4	$18,707	$3,011.43	$19,783	$2,944.47	$1.1K → AMT
5← crossover	$27,195	$7,178.47	$26,523	$5,355.06	+$672.00 → COF
6	$48,604	$19,505.85	$38,767	$10,386.69	+$9.8K → COF
7	$117,169	$65,162.98	$63,444	$21,963.14	+$53.7K → COF
8	$418,993	$293,621.92	$119,885	$52,000.78	+$299.1K → COF
9	$2,410,904	$1,962,580.97	$270,437	$142,159.49	+$2.14M → COF
10	$23,687,651	$21,107,984.45	$753,308	$463,940.93	+$22.93M → COF

COF vs AMT: Complete Analysis 2026

COF — Financials

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Full COF Calculator →

AMT — REIT

American Tower Corporation, one of the largest global REITs, is a leading independent owner, operator and developer of multitenant communications real estate with a portfolio of approximately 219,000 communications sites. For more information about American Tower, please visit the Earnings Materials and Investor Presentations sections of our investor relations website at www.americantower.com.

Full AMT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.