Is COF or NEM a better dividend investment in 2026?

COF currently yields 1.57% with a 5% 5-year dividend growth rate. NEM yields 0.98% with 5% growth. The better choice depends on your goal: COF offers higher current income.

What is the dividend yield difference between COF and NEM?

COF has a forward dividend yield of 1.57% ($2.80/share annually). NEM yields 0.98% ($1.01/share annually). The yield gap is 0.59 percentage points.

Home › Compare › COF vs NEM

COF vs NEM: Dividend Comparison 2026

COF yields 1.57% · NEM yields 0.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 COF wins by $23.67M in total portfolio value

INVESTMENT

TIME HORIZON10 years

COF

● Live price

1.57%

Share price

$178.13

Annual div

$2.80

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.69M

Annual income

$21,107,984.45

Full COF calculator →

NEM

● Live price

0.98%

Share price

$103.12

Annual div

$1.01

5Y div CAGR

-3.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$71.65

Full NEM calculator →

Portfolio growth — COF vs NEM

📍 COF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	COF	NEM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, COF + NEM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

COF pays

NEM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COF

Annual income on $10K today (after 15% tax)

$133.61/yr

After 10yr DRIP, annual income (after tax)

$17,941,786.78/yr

NEM

Annual income on $10K today (after 15% tax)

$83.25/yr

After 10yr DRIP, annual income (after tax)

$60.90/yr

At 15% tax rate, COF beats the other by $17,941,725.88/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COF + NEM for your $10,000?

COF: 50%NEM: 50%

100% NEM50/50100% COF

Portfolio after 10yr

$11.85M

Annual income

$10,554,028.05/yr

Blended yield

89.03%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on COF right now

COF

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$275.50

+54.7% upside vs current

Range: $218.00 — $300.00

Altman Z

-0.4

Piotroski

7/9

NEM

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$137.37

+33.2% upside vs current

Range: $97.00 — $177.00

Altman Z

4.2

Piotroski

9/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COF buys

NEM buys

No recent congressional trades found for COF or NEM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCOFNEM

Forward yield	1.57% ✓	0.98%
Annual dividend / share	$2.80 ✓	$1.01
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	-3.6%
Portfolio after 10y	$23.69M ✓	$20.8K
Annual income after 10y	$21,107,984.45 ✓	$71.65
Total dividends collected	$23.46M	$829.00 ✓
Payment frequency	quarterly	quarterly
Sector	Financials	Materials
Analyst consensus	Buy	Buy
Analyst price target	$275.50 ✓	$137.37

Year-by-year: COF vs NEM ($10,000, DRIP)

Year	COF Portfolio	COF Income/yr	NEM Portfolio	NEM Income/yr	Gap
1← crossover	$11,014	$314.38	$10,794	$94.42	+$220.00 → COF
2	$12,433	$647.23	$11,642	$91.82	+$791.00 → COF
3	$14,668	$1,365.54	$12,546	$89.22	+$2.1K → COF
4	$18,707	$3,011.43	$13,511	$86.62	+$5.2K → COF
5	$27,195	$7,178.47	$14,541	$84.04	+$12.7K → COF
6	$48,604	$19,505.85	$15,640	$81.49	+$33.0K → COF
7	$117,169	$65,162.98	$16,814	$78.97	+$100.4K → COF
8	$418,993	$293,621.92	$18,067	$76.48	+$400.9K → COF
9	$2,410,904	$1,962,580.97	$19,406	$74.04	+$2.39M → COF
10	$23,687,651	$21,107,984.45	$20,836	$71.65	+$23.67M → COF

COF vs NEM: Complete Analysis 2026

COF — Financials

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Full COF Calculator →

NEM — Materials

Newmont Corporation engages in the production and exploration of gold. It also explores for copper, silver, zinc, and lead. The company has operations and/or assets in the United States, Canada, Mexico, Dominican Republic, Peru, Suriname, Argentina, Chile, Australia, and Ghana. As of December 31, 2021, it had proven and probable gold reserves of 92.8 million ounces and land position of 62,800 square kilometers. The company was founded in 1916 and is headquartered in Denver, Colorado.

Full NEM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.