Is COIW or XYLD a better dividend investment in 2026?

COIW currently yields 204.72% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: COIW offers higher current income.

What is the dividend yield difference between COIW and XYLD?

COIW has a forward dividend yield of 204.72% ($25.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 193.74 percentage points.

Home › Compare › COIW vs XYLD

COIW vs XYLD: Dividend Comparison 2026

COIW yields 204.72% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 COIW wins by $136.68M in total portfolio value

INVESTMENT

TIME HORIZON10 years

COIW

● Live price

204.72%

Share price

$12.21

Annual div

$25.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$136.70M

Annual income

$69,714,634.63

Full COIW calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — COIW vs XYLD

📍 COIW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	COIW	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, COIW + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

COIW pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COIW

Annual income on $10K today (after 15% tax)

$17,401.09/yr

After 10yr DRIP, annual income (after tax)

$59,257,439.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, COIW beats the other by $59,254,703.27/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COIW + XYLD for your $10,000?

COIW: 50%XYLD: 50%

100% XYLD50/50100% COIW

Portfolio after 10yr

$68.36M

Annual income

$34,858,926.82/yr

Blended yield

50.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COIW buys

XYLD buys

No recent congressional trades found for COIW or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCOIWXYLD

Forward yield	204.72% ✓	10.98%
Annual dividend / share	$25.00 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$136.70M ✓	$25.3K
Annual income after 10y	$69,714,634.63 ✓	$3,219.02
Total dividends collected	$128.99M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: COIW vs XYLD ($10,000, DRIP)

Year	COIW Portfolio	COIW Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$31,172	$20,471.87	$10,818	$1,098.39	+$20.4K → COIW
2	$92,994	$59,639.84	$11,738	$1,222.51	+$81.3K → COIW
3	$265,785	$166,281.38	$12,774	$1,364.64	+$253.0K → COIW
4	$728,546	$444,156.56	$13,944	$1,527.86	+$714.6K → COIW
5	$1,917,380	$1,137,835.37	$15,270	$1,715.87	+$1.90M → COIW
6	$4,850,234	$2,798,637.91	$16,775	$1,933.09	+$4.83M → COIW
7	$11,806,086	$6,616,335.33	$18,490	$2,184.87	+$11.79M → COIW
8	$27,683,914	$15,051,402.05	$20,450	$2,477.63	+$27.66M → COIW
9	$62,606,654	$32,984,866.38	$22,697	$2,819.19	+$62.58M → COIW
10	$136,703,755	$69,714,634.63	$25,280	$3,219.02	+$136.68M → COIW

COIW vs XYLD: Complete Analysis 2026

COIW — Stock

The Roundhill COIN WeeklyPay ETF (“COIW”) is designed for investors seeking a combination of income and growth potential. COIW aims to provide weekly distributions and calendar week returns, before fees and expenses, equal to 1.2 times (120%) the calendar week total return of Coinbase common shares (Nasdaq: COIN). COIW is an actively-managed ETF.

Full COIW Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this COIW vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

COIW vs SCHD COIW vs JEPI COIW vs O COIW vs KO COIW vs MAIN COIW vs QYLD COIW vs JEPQ COIW vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.