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COP vs USM: Dividend Comparison 2026

COP yields 2.44% · USM yields 2.60%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 COP wins by $86.67M in total portfolio value
10 years
COP
COP
● Live price
2.44%
Share price
$132.89
Annual div
$3.24
5Y div CAGR
96.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$86.69M
Annual income
$79,275,909.08
Full COP calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — COP vs USM

📍 COP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOPUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, COP + USM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COP pays
USM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COP
Annual income on $10K today (after 15% tax)
$207.24/yr
After 10yr DRIP, annual income (after tax)
$67,384,522.72/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, COP beats the other by $67,384,261.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COP + USM for your $10,000?

COP: 50%USM: 50%
100% USM50/50100% COP
Portfolio after 10yr
$43.36M
Annual income
$39,638,108.08/yr
Blended yield
91.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on COP right now

COP
Analyst Ratings
1
Strong
37
Buy
11
Hold
3
Sell
Consensus: Buy
Price Target
$116.79
-12.1% upside vs current
Range: $98.00 — $133.00
Altman Z
3.4
Piotroski
6/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COP buys
0
USM buys
0
No recent congressional trades found for COP or USM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOPUSM
Forward yield2.44%2.60%
Annual dividend / share$3.24$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR96.6%0%
Portfolio after 10y$86.69M$23.6K
Annual income after 10y$79,275,909.08$307.09
Total dividends collected$86.10M$2.8K
Payment frequencyquarterlyquarterly
SectorEnergyStock
Analyst consensusBuyHold
Analyst price target$116.79$80.50

Year-by-year: COP vs USM ($10,000, DRIP)

YearCOP PortfolioCOP Income/yrUSM PortfolioUSM Income/yrGap
1← crossover$11,179$479.33$10,960$259.71+$219.00COP
2$12,946$984.58$11,993$266.01+$953.00COP
3$15,948$2,095.01$13,104$272.04+$2.8KCOP
4$21,806$4,741.70$14,300$277.81+$7.5KCOP
5$35,245$11,912.61$15,584$283.32+$19.7KCOP
6$73,090$35,377.72$16,963$288.56+$56.1KCOP
7$213,006$134,800.18$18,444$293.56+$194.6KCOP
8$949,732$721,815.83$20,034$298.30+$929.7KCOP
9$6,929,588$5,913,373.93$21,739$302.81+$6.91MCOP
10$86,690,568$79,275,909.08$23,568$307.09+$86.67MCOP

COP vs USM: Complete Analysis 2026

COPEnergy

ConocoPhillips explores for, produces, transports, and markets crude oil, bitumen, natural gas, liquefied natural gas (LNG), and natural gas liquids worldwide. It primarily engages in the conventional and tight oil reservoirs, shale gas, heavy oil, LNG, oil sands, and other production operations. The company's portfolio includes unconventional plays in North America; conventional assets in North America, Europe, Asia, and Australia; various LNG developments; oil sands assets in Canada; and an inventory of conventional and unconventional exploration prospects. ConocoPhillips was founded in 1917 and is headquartered in Houston, Texas.

Full COP Calculator →

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.