HomeCompareCOSIX vs SCHD

COSIX vs SCHD: Dividend Comparison 2026

COSIX yields 5.01% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.2K in total portfolio value
10 years
COSIX
COSIX
● Live price
5.01%
Share price
$21.75
Annual div
$1.09
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$690.95
Full COSIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — COSIX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOSIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, COSIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COSIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COSIX
Annual income on $10K today (after 15% tax)
$426.17/yr
After 10yr DRIP, annual income (after tax)
$587.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, COSIX beats the other by $225.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COSIX + SCHD for your $10,000?

COSIX: 50%SCHD: 50%
100% SCHD50/50100% COSIX
Portfolio after 10yr
$28.4K
Annual income
$558.44/yr
Blended yield
1.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COSIX buys
0
SCHD buys
0
No recent congressional trades found for COSIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOSIXSCHD
Forward yield5.01%3.46%
Annual dividend / share$1.09$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.8K$29.0K
Annual income after 10y$690.95$425.95
Total dividends collected$6.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: COSIX vs SCHD ($10,000, DRIP)

YearCOSIX PortfolioCOSIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,201$501.38$11,226$346.36$25.00SCHD
2$12,510$524.87$12,572$357.38$62.00SCHD
3$13,934$547.86$14,046$367.84$112.00SCHD
4$15,480$570.28$15,660$377.73$180.00SCHD
5$17,155$592.09$17,425$387.07$270.00SCHD
6$18,969$613.26$19,354$395.86$385.00SCHD
7$20,931$633.75$21,461$404.13$530.00SCHD
8$23,050$653.54$23,762$411.89$712.00SCHD
9$25,336$672.61$26,272$419.15$936.00SCHD
10$27,800$690.95$29,010$425.95$1.2KSCHD

COSIX vs SCHD: Complete Analysis 2026

COSIXStock

The investment seeks total return, consisting of current income and capital appreciation. Under normal circumstances, the fund has substantial exposure to fixed-income/debt markets. It may invest in U.S. government bonds and notes, U.S. and international bonds and notes, investment grade corporate (or similar) bonds and notes, mortgage- and other asset-backed securities, high yield (i.e., junk) instruments, floating rate loans and other floating rate debt securities, inflation-protected/linked securities, convertible securities, cash/cash equivalents, as well as foreign government, sovereign and quasi-sovereign debt investments.

Full COSIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.