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COTV vs SCHD: Dividend Comparison 2026

COTV yields 4.47% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.6K in total portfolio value
10 years
COTV
COTV
● Live price
4.47%
Share price
$44.74
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$0.45
Full COTV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — COTV vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOTVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, COTV + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
COTV pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COTV
Annual income on $10K today (after 15% tax)
$379.97/yr
After 10yr DRIP, annual income (after tax)
$0.38/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $361.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COTV + SCHD for your $10,000?

COTV: 50%SCHD: 50%
100% SCHD50/50100% COTV
Portfolio after 10yr
$24.7K
Annual income
$213.20/yr
Blended yield
0.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COTV buys
0
SCHD buys
0
No recent congressional trades found for COTV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOTVSCHD
Forward yield4.47% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0% ✓
Portfolio after 10y$20.5K$29.0K ✓
Annual income after 10y$0.45$425.95 ✓
Total dividends collected$453.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: COTV vs SCHD ($10,000, DRIP)

YearCOTV PortfolioCOTV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,924$223.51$11,226$346.36$302.00 → SCHD
2$11,802$114.09$12,572$357.38$770.00 → SCHD
3$12,686$57.60$14,046$367.84$1.4K → SCHD
4$13,603$28.93$15,660$377.73$2.1K → SCHD
5$14,570$14.50$17,425$387.07$2.9K → SCHD
6$15,597$7.26$19,354$395.86$3.8K → SCHD
7$16,692$3.63$21,461$404.13$4.8K → SCHD
8$17,862$1.82$23,762$411.89$5.9K → SCHD
9$19,114$0.91$26,272$419.15$7.2K → SCHD
10$20,452$0.45$29,010$425.95$8.6K → SCHD

COTV vs SCHD: Complete Analysis 2026

COTV — Stock

COTV is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in COTV shares.

Full COTV Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.