HomeCompareCOTZX vs PEP

COTZX vs PEP: Dividend Comparison 2026

COTZX yields 3.46% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $116.9K in total portfolio value· pulled ahead in Year 3
10 years
COTZX
COTZX
● Live price
3.46%
Share price
$17.25
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.83
Full COTZX calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — COTZX vs PEP

📍 PEP pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOTZXPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, COTZX + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COTZX pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COTZX
Annual income on $10K today (after 15% tax)
$294.42/yr
After 10yr DRIP, annual income (after tax)
$367.91/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $52,226.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COTZX + PEP for your $10,000?

COTZX: 50%PEP: 50%
100% PEP50/50100% COTZX
Portfolio after 10yr
$83.5K
Annual income
$31,154.25/yr
Blended yield
37.32%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

COTZX
No analyst data
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COTZX buys
0
PEP buys
0
No recent congressional trades found for COTZX or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOTZXPEP
Forward yield3.46%3.63%
Annual dividend / share$0.60$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$25.0K$141.9K
Annual income after 10y$432.83$61,875.67
Total dividends collected$3.9K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: COTZX vs PEP ($10,000, DRIP)

YearCOTZX PortfolioCOTZX Income/yrPEP PortfolioPEP Income/yrGap
1$11,046$346.38$10,849$509.42+$197.00COTZX
2$12,177$357.59$11,969$750.47+$208.00COTZX
3← crossover$13,398$368.41$13,500$1,124.14$102.00PEP
4$14,715$378.82$15,680$1,721.66$965.00PEP
5$16,134$388.84$18,929$2,715.34$2.8KPEP
6$17,661$398.44$24,023$4,450.80$6.4KPEP
7$19,305$407.63$32,510$7,669.92$13.2KPEP
8$21,073$416.43$47,709$14,093.60$26.6KPEP
9$22,973$424.82$77,415$28,083.48$54.4KPEP
10$25,014$432.83$141,922$61,875.67$116.9KPEP

COTZX vs PEP: Complete Analysis 2026

COTZXStock

The fund is primarily managed as a fund that invests in other funds that seeks to achieve its investment objective by investing its assets among a selected group of underlying stock and bond mutual funds and ETFs. It allocates at least 95% of its net assets (stock/bond assets) among the portfolio funds according to an asset allocation table based on the current level of the Standard & Poor’s (S&P) 500® Index. The fund may invest up to 5% of net assets plus any cash received that day in cash, high quality short-term paper and government securities.

Full COTZX Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.