HomeCompareCOTZX vs VYM

COTZX vs VYM: Dividend Comparison 2026

COTZX yields 3.46% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $2.8K in total portfolio value
10 years
COTZX
COTZX
● Live price
3.46%
Share price
$17.25
Annual div
$0.60
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.83
Full COTZX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — COTZX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCOTZXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, COTZX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
COTZX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

COTZX
Annual income on $10K today (after 15% tax)
$294.42/yr
After 10yr DRIP, annual income (after tax)
$367.91/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, COTZX beats the other by $131.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of COTZX + VYM for your $10,000?

COTZX: 50%VYM: 50%
100% VYM50/50100% COTZX
Portfolio after 10yr
$26.4K
Annual income
$355.68/yr
Blended yield
1.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

COTZX buys
0
VYM buys
0
No recent congressional trades found for COTZX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCOTZXVYM
Forward yield3.46%2.41%
Annual dividend / share$0.60$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.0K$27.8K
Annual income after 10y$432.83$278.55
Total dividends collected$3.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: COTZX vs VYM ($10,000, DRIP)

YearCOTZX PortfolioCOTZX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,046$346.38$11,151$241.44$105.00VYM
2$12,177$357.59$12,413$246.79$236.00VYM
3$13,398$368.41$13,794$251.79$396.00VYM
4$14,715$378.82$15,306$256.47$591.00VYM
5$16,134$388.84$16,960$260.84$826.00VYM
6$17,661$398.44$18,768$264.92$1.1KVYM
7$19,305$407.63$20,745$268.71$1.4KVYM
8$21,073$416.43$22,905$272.24$1.8KVYM
9$22,973$424.82$25,265$275.51$2.3KVYM
10$25,014$432.83$27,842$278.55$2.8KVYM

COTZX vs VYM: Complete Analysis 2026

COTZXStock

The fund is primarily managed as a fund that invests in other funds that seeks to achieve its investment objective by investing its assets among a selected group of underlying stock and bond mutual funds and ETFs. It allocates at least 95% of its net assets (stock/bond assets) among the portfolio funds according to an asset allocation table based on the current level of the Standard & Poor’s (S&P) 500® Index. The fund may invest up to 5% of net assets plus any cash received that day in cash, high quality short-term paper and government securities.

Full COTZX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.