Home › Compare › CP vs USM

CP vs USM: Dividend Comparison 2026

CP yields 0.85% · USM yields 2.60%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CP wins by $1.2K in total portfolio value· pulled ahead in Year 9
10 years
CP
CP
● Live price
0.85%
Share price
$77.52
Annual div
$0.66
5Y div CAGR
26%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.8K
Annual income
$1,036.17
Full CP calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — CP vs USM

📍 CP pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CP + USM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CP pays
USM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CP
Annual income on $10K today (after 15% tax)
$72.42/yr
After 10yr DRIP, annual income (after tax)
$880.74/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, CP beats the other by $619.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CP + USM for your $10,000?

CP: 50%USM: 50%
100% USM50/50100% CP
Portfolio after 10yr
$24.2K
Annual income
$671.63/yr
Blended yield
2.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CP right now

CP
Analyst Ratings
26
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$88.75
+14.5% upside vs current
Range: $85.00 — $93.00
Altman Z
2.2
Piotroski
6/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CP buys
0
USM buys
0
No recent congressional trades found for CP or USM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPUSM
Forward yield0.85%2.60% ✓
Annual dividend / share$0.66$2.00 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR26% ✓0%
Portfolio after 10y$24.8K ✓$23.6K
Annual income after 10y$1,036.17 ✓$307.09
Total dividends collected$4.2K ✓$2.8K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusBuyHold
Analyst price target$88.75 ✓$80.50

Year-by-year: CP vs USM ($10,000, DRIP)

YearCP PortfolioCP Income/yrUSM PortfolioUSM Income/yrGap
1$10,807$107.35$10,960$259.71$153.00 → USM
2$11,700$136.62$11,993$266.01$293.00 → USM
3$12,694$174.17$13,104$272.04$410.00 → USM
4$13,805$222.51$14,300$277.81$495.00 → USM
5$15,056$284.95$15,584$283.32$528.00 → USM
6$16,476$365.97$16,963$288.56$487.00 → USM
7$18,101$471.59$18,444$293.56$343.00 → USM
8$19,978$610.10$20,034$298.30$56.00 → USM
9← crossover$22,169$792.94$21,739$302.81+$430.00 → CP
10$24,757$1,036.17$23,568$307.09+$1.2K → CP

CP vs USM: Complete Analysis 2026

CP — Stock

Canadian Pacific Kansas City Ltd. engages in the provision of rail freight transportation services. It offers rail services linking Canada, the United States and Mexico. The company was founded on June 22, 2001, and is headquartered in Calgary, Canada.

Full CP Calculator →

USM — Stock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
📬

Get this CP vs USM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CP vs SCHDCP vs JEPICP vs OCP vs KOCP vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.