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CPAI vs SCHD: Dividend Comparison 2026

CPAI yields 0.86% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.1K in total portfolio value
10 years
CPAI
CPAI
● Live price
0.86%
Share price
$41.79
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$90.49
Full CPAI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CPAI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPAISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPAI + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPAI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPAI
Annual income on $10K today (after 15% tax)
$72.76/yr
After 10yr DRIP, annual income (after tax)
$76.92/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $282.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPAI + SCHD for your $10,000?

CPAI: 50%SCHD: 50%
100% SCHD50/50100% CPAI
Portfolio after 10yr
$24.9K
Annual income
$256.54/yr
Blended yield
1.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPAI buys
0
SCHD buys
0
No recent congressional trades found for CPAI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPAISCHD
Forward yield0.86%3.44% ✓
Annual dividend / share$0.36$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$29.0K ✓
Annual income after 10y$90.49$422.61 ✓
Total dividends collected$882.00 ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPAI vs SCHD ($10,000, DRIP)

YearCPAI PortfolioCPAI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,786$85.59$11,224$344.10$438.00 → SCHD
2$11,627$86.28$12,567$354.98$940.00 → SCHD
3$12,528$86.92$14,038$365.30$1.5K → SCHD
4$13,492$87.53$15,648$375.06$2.2K → SCHD
5$14,525$88.10$17,410$384.27$2.9K → SCHD
6$15,630$88.64$19,335$392.95$3.7K → SCHD
7$16,813$89.15$21,437$401.10$4.6K → SCHD
8$18,080$89.62$23,733$408.75$5.7K → SCHD
9$19,436$90.07$26,237$415.91$6.8K → SCHD
10$20,886$90.49$28,968$422.61$8.1K → SCHD

CPAI vs SCHD: Complete Analysis 2026

CPAI — Stock

The Counterpoint Quantitative Equity ETF seeks long-term capital appreciation by investing in individual stocks with exposure to multiple factors, aiming for outperformance relative to the market using quantitative models and artificial intelligence.

Full CPAI Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.