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CPLS vs XYLD: Dividend Comparison 2026

CPLS yields 4.68% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CPLS wins by $1.9K in total portfolio value
10 years
CPLS
CPLS
● Live price
4.68%
Share price
$35.28
Annual div
$1.65
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$631.82
Full CPLS calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CPLS vs XYLD

📍 CPLS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPLSXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPLS + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPLS pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPLS
Annual income on $10K today (after 15% tax)
$397.93/yr
After 10yr DRIP, annual income (after tax)
$537.05/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,199.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPLS + XYLD for your $10,000?

CPLS: 50%XYLD: 50%
100% XYLD50/50100% CPLS
Portfolio after 10yr
$26.2K
Annual income
$1,925.42/yr
Blended yield
7.34%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPLS buys
0
XYLD buys
0
No recent congressional trades found for CPLS or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPLSXYLD
Forward yield4.68%10.98% ✓
Annual dividend / share$1.65$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K ✓$25.3K
Annual income after 10y$631.82$3,219.02 ✓
Total dividends collected$5.5K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CPLS vs XYLD ($10,000, DRIP)

YearCPLS PortfolioCPLS Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,168$468.15$10,818$1,098.39+$350.00 → CPLS
2$12,439$488.63$11,738$1,222.51+$701.00 → CPLS
3$13,818$508.61$12,774$1,364.64+$1.0K → CPLS
4$15,313$528.05$13,944$1,527.86+$1.4K → CPLS
5$16,932$546.91$15,270$1,715.87+$1.7K → CPLS
6$18,682$565.16$16,775$1,933.09+$1.9K → CPLS
7$20,573$582.79$18,490$2,184.87+$2.1K → CPLS
8$22,613$599.79$20,450$2,477.63+$2.2K → CPLS
9$24,812$616.13$22,697$2,819.19+$2.1K → CPLS
10$27,181$631.82$25,280$3,219.02+$1.9K → CPLS

CPLS vs XYLD: Complete Analysis 2026

CPLS — Stock

An actively managed core-plus bond ETF that seeks to maximize total return through current income and long-term capital appreciation

Full CPLS Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.