HomeCompareCPLSX vs SCHD

CPLSX vs SCHD: Dividend Comparison 2026

CPLSX yields 5.62% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $38.00 in total portfolio value· pulled ahead in Year 10
10 years
CPLSX
CPLSX
● Live price
5.62%
Share price
$15.83
Annual div
$0.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$805.29
Full CPLSX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CPLSX vs SCHD

📍 SCHD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPLSXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CPLSX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CPLSX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPLSX
Annual income on $10K today (after 15% tax)
$478.06/yr
After 10yr DRIP, annual income (after tax)
$684.50/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CPLSX beats the other by $322.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPLSX + SCHD for your $10,000?

CPLSX: 50%SCHD: 50%
100% SCHD50/50100% CPLSX
Portfolio after 10yr
$29.0K
Annual income
$615.62/yr
Blended yield
2.12%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPLSX buys
0
SCHD buys
0
No recent congressional trades found for CPLSX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPLSXSCHD
Forward yield5.62%3.46%
Annual dividend / share$0.89$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.0K$29.0K
Annual income after 10y$805.29$425.95
Total dividends collected$6.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPLSX vs SCHD ($10,000, DRIP)

YearCPLSX PortfolioCPLSX Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,262$562.42$11,226$346.36+$36.00CPLSX
2$12,643$591.98$12,572$357.38+$71.00CPLSX
3$14,149$621.06$14,046$367.84+$103.00CPLSX
4$15,789$649.58$15,660$377.73+$129.00CPLSX
5$17,571$677.45$17,425$387.07+$146.00CPLSX
6$19,506$704.61$19,354$395.86+$152.00CPLSX
7$21,603$731.02$21,461$404.13+$142.00CPLSX
8$23,871$756.62$23,762$411.89+$109.00CPLSX
9$26,324$781.39$26,272$419.15+$52.00CPLSX
10← crossover$28,972$805.29$29,010$425.95$38.00SCHD

CPLSX vs SCHD: Complete Analysis 2026

CPLSXStock

The investment seeks strong, risk-adjusted and absolute returns in the context of prevailing market conditions across the global equity universe. The fund aims to achieve its investment objective primarily by investing globally in publicly listed equity securities, including common stock and American Depositary Receipts, of issuers of all market capitalizations that operate in the knowledge-based sectors such as technology, communications and media, as well as financial services and healthcare, and other investment companies, including exchange-traded funds, that track or otherwise provide exposure to such sectors.

Full CPLSX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.