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CPNS vs SCHD: Dividend Comparison 2026

CPNS yields 7.36% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CPNS wins by $3.6K in total portfolio value
10 years
CPNS
CPNS
● Live price
7.36%
Share price
$27.17
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.6K
Annual income
$1,174.12
Full CPNS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CPNS vs SCHD

📍 CPNS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPNSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPNS + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPNS pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPNS
Annual income on $10K today (after 15% tax)
$625.69/yr
After 10yr DRIP, annual income (after tax)
$998.00/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CPNS beats the other by $638.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPNS + SCHD for your $10,000?

CPNS: 50%SCHD: 50%
100% SCHD50/50100% CPNS
Portfolio after 10yr
$30.8K
Annual income
$798.36/yr
Blended yield
2.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPNS buys
0
SCHD buys
0
No recent congressional trades found for CPNS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPNSSCHD
Forward yield7.36% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.6K ✓$29.0K
Annual income after 10y$1,174.12 ✓$422.61
Total dividends collected$9.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPNS vs SCHD ($10,000, DRIP)

YearCPNS PortfolioCPNS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,436$736.11$11,224$344.10+$212.00 → CPNS
2$13,023$786.75$12,567$354.98+$456.00 → CPNS
3$14,772$837.33$14,038$365.30+$734.00 → CPNS
4$16,694$887.64$15,648$375.06+$1.0K → CPNS
5$18,800$937.49$17,410$384.27+$1.4K → CPNS
6$21,103$986.69$19,335$392.95+$1.8K → CPNS
7$23,615$1,035.09$21,437$401.10+$2.2K → CPNS
8$26,351$1,082.54$23,733$408.75+$2.6K → CPNS
9$29,324$1,128.92$26,237$415.91+$3.1K → CPNS
10$32,551$1,174.12$28,968$422.61+$3.6K → CPNS

CPNS vs SCHD: Complete Analysis 2026

CPNS — Stock

Calamos Structured Protection ETFs are designed to match the positive price return of the Nasdaq-100 up to a defined cap while protecting against 100% of losses over a one-year period (before fees and expenses).

Full CPNS Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.