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CPSA vs RYLD: Dividend Comparison 2026

CPSA yields 7.44% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CPSA wins by $4.7K in total portfolio value
10 years
CPSA
CPSA
● Live price
7.44%
Share price
$26.87
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.7K
Annual income
$1,193.27
Full CPSA calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — CPSA vs RYLD

📍 CPSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPSARYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CPSA + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPSA pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPSA
Annual income on $10K today (after 15% tax)
$632.68/yr
After 10yr DRIP, annual income (after tax)
$1,014.28/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CPSA beats the other by $249.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPSA + RYLD for your $10,000?

CPSA: 50%RYLD: 50%
100% RYLD50/50100% CPSA
Portfolio after 10yr
$30.4K
Annual income
$1,046.23/yr
Blended yield
3.44%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPSA buys
0
RYLD buys
0
No recent congressional trades found for CPSA or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPSARYLD
Forward yield7.44% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$32.7K ✓$28.0K
Annual income after 10y$1,193.27 ✓$899.19
Total dividends collected$9.7K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPSA vs RYLD ($10,000, DRIP)

YearCPSA PortfolioCPSA Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,444$744.32$11,120$420.00+$324.00 → CPSA
2$13,042$796.10$12,357$458.31+$685.00 → CPSA
3$14,802$847.86$13,721$499.76+$1.1K → CPSA
4$16,738$899.37$15,227$544.58+$1.5K → CPSA
5$18,860$950.44$16,885$593.02+$2.0K → CPSA
6$21,181$1,000.88$18,713$645.34+$2.5K → CPSA
7$23,714$1,050.52$20,724$701.81+$3.0K → CPSA
8$26,473$1,099.22$22,938$762.73+$3.5K → CPSA
9$29,473$1,146.84$25,372$828.41+$4.1K → CPSA
10$32,730$1,193.27$28,047$899.19+$4.7K → CPSA

CPSA vs RYLD: Complete Analysis 2026

CPSA — Stock

Calamos Structured Protected ETFs are designed to match the positive price return of the S&P 500 up to a defined cap while protecting against 100% of losses over a one-year period (before fees and expenses).

Full CPSA Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.