Is CPSA or VYM a better dividend investment in 2026?

CPSA currently yields 7.44% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CPSA offers higher current income.

What is the dividend yield difference between CPSA and VYM?

CPSA has a forward dividend yield of 7.44% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 5.03 percentage points.

Home › Compare › CPSA vs VYM

CPSA vs VYM: Dividend Comparison 2026

CPSA yields 7.44% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CPSA wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CPSA

● Live price

7.44%

Share price

$26.87

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.7K

Annual income

$1,193.27

Full CPSA calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CPSA vs VYM

📍 CPSA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CPSA	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CPSA + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

—

CPSA pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPSA

Annual income on $10K today (after 15% tax)

$632.68/yr

After 10yr DRIP, annual income (after tax)

$1,014.28/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, CPSA beats the other by $777.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CPSA + VYM for your $10,000?

CPSA: 50%VYM: 50%

100% VYM50/50100% CPSA

Portfolio after 10yr

$30.3K

Annual income

$735.90/yr

Blended yield

2.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPSA buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCPSAVYM

Forward yield	7.44% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.7K ✓	$27.8K
Annual income after 10y	$1,193.27 ✓	$278.55
Total dividends collected	$9.7K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CPSA vs VYM ($10,000, DRIP)

Year	CPSA Portfolio	CPSA Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,444	$744.32	$11,151	$241.44	+$293.00 → CPSA
2	$13,042	$796.10	$12,413	$246.79	+$629.00 → CPSA
3	$14,802	$847.86	$13,794	$251.79	+$1.0K → CPSA
4	$16,738	$899.37	$15,306	$256.47	+$1.4K → CPSA
5	$18,860	$950.44	$16,960	$260.84	+$1.9K → CPSA
6	$21,181	$1,000.88	$18,768	$264.92	+$2.4K → CPSA
7	$23,714	$1,050.52	$20,745	$268.71	+$3.0K → CPSA
8	$26,473	$1,099.22	$22,905	$272.24	+$3.6K → CPSA
9	$29,473	$1,146.84	$25,265	$275.51	+$4.2K → CPSA
10	$32,730	$1,193.27	$27,842	$278.55	+$4.9K → CPSA

CPSA vs VYM: Complete Analysis 2026

CPSA — Stock

Calamos Structured Protected ETFs are designed to match the positive price return of the S&P 500 up to a defined cap while protecting against 100% of losses over a one-year period (before fees and expenses).

Full CPSA Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.