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CPTA vs ADC: Dividend Comparison 2026

CPTA yields 34.39% · ADC yields 4.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $150.7K in total portfolio value· pulled ahead in Year 5
10 years
CPTA
CPTA
● Live price
34.39%
Share price
$25.40
Annual div
$8.74
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$4.47
Full CPTA calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — CPTA vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPTAADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CPTA + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CPTA pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPTA
Annual income on $10K today (after 15% tax)
$2,923.53/yr
After 10yr DRIP, annual income (after tax)
$3.80/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, ADC beats the other by $67,696.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPTA + ADC for your $10,000?

CPTA: 50%ADC: 50%
100% ADC50/50100% CPTA
Portfolio after 10yr
$101.6K
Annual income
$39,825.86/yr
Blended yield
39.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CPTA
Analyst Ratings
5
Buy
7
Hold
1
Sell
Consensus: Hold
Altman Z
0.5
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPTA buys
0
ADC buys
0
No recent congressional trades found for CPTA or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPTAADC
Forward yield34.39%4.11%
Annual dividend / share$8.74$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%40.4%
Portfolio after 10y$26.2K$176.9K
Annual income after 10y$4.47$79,647.25
Total dividends collected$3.8K$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: CPTA vs ADC ($10,000, DRIP)

YearCPTA PortfolioCPTA Income/yrADC PortfolioADC Income/yrGap
1$12,420$1,719.72$10,987$577.21+$1.4KCPTA
2$14,287$998.06$12,293$855.34+$2.0KCPTA
3$15,824$536.51$14,088$1,290.70+$1.7KCPTA
4$17,209$277.67$16,660$1,994.91+$549.00CPTA
5← crossover$18,555$141.11$20,525$3,181.85$2.0KADC
6$19,925$71.10$26,654$5,286.90$6.7KADC
7$21,355$35.68$37,006$9,259.47$15.7KADC
8$22,868$17.87$55,862$17,338.74$33.0KADC
9$24,478$8.94$93,452$35,300.32$69.0KADC
10$26,196$4.47$176,931$79,647.25$150.7KADC

CPTA vs ADC: Complete Analysis 2026

CPTAStock

Capitala Finance Corp. is an externally managed non-diversified, closed-end management investment company. The Company's investment objective is to generate both current income and capital appreciation through debt and equity investments. The Company invests in first lien loans, which have a first priority security interest in all or some of the borrower’s assets. In addition, its first lien loans may include positions in stretch senior secured loans, also referred to as unitranche loans, which combine characteristics of traditional first lien senior secured loans and second lien loans. It also may invest in second lien loans, which have a second priority security interest in all or substantially all of the borrower’s assets. It also provides capital to lower and traditional middle-market companies in the United States. The Company’s investment advisor is Capitala Investment Advisors, LLC.

Full CPTA Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.