Is CPTAG or VYM a better dividend investment in 2026?

CPTAG currently yields 27.29% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: CPTAG offers higher current income.

What is the dividend yield difference between CPTAG and VYM?

CPTAG has a forward dividend yield of 27.29% ($6.82/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 24.88 percentage points.

Home › Compare › CPTAG vs VYM

CPTAG vs VYM: Dividend Comparison 2026

CPTAG yields 27.29% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.1K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

CPTAG

● Live price

27.29%

Share price

$25.00

Annual div

$6.82

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.7K

Annual income

$3.35

Full CPTAG calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — CPTAG vs VYM

📍 VYM pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CPTAG	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CPTAG + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CPTAG pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPTAG

Annual income on $10K today (after 15% tax)

$2,319.48/yr

After 10yr DRIP, annual income (after tax)

$2.85/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VYM beats the other by $233.92/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CPTAG + VYM for your $10,000?

CPTAG: 50%VYM: 50%

100% VYM50/50100% CPTAG

Portfolio after 10yr

$26.3K

Annual income

$140.95/yr

Blended yield

0.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPTAG buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCPTAGVYM

Forward yield	27.29% ✓	2.41%
Annual dividend / share	$6.82 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$24.7K	$27.8K ✓
Annual income after 10y	$3.35	$278.55 ✓
Total dividends collected	$3.0K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CPTAG vs VYM ($10,000, DRIP)

Year	CPTAG Portfolio	CPTAG Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$12,064	$1,364.40	$11,151	$241.44	+$913.00 → CPTAG
2	$13,678	$769.19	$12,413	$246.79	+$1.3K → CPTAG
3	$15,043	$407.51	$13,794	$251.79	+$1.2K → CPTAG
4	$16,306	$209.43	$15,306	$256.47	+$1.0K → CPTAG
5	$17,553	$106.08	$16,960	$260.84	+$593.00 → CPTAG
6	$18,835	$53.36	$18,768	$264.92	+$67.00 → CPTAG
7← crossover	$20,180	$26.76	$20,745	$268.71	$565.00 → VYM
8	$21,606	$13.40	$22,905	$272.24	$1.3K → VYM
9	$23,125	$6.70	$25,265	$275.51	$2.1K → VYM
10	$24,748	$3.35	$27,842	$278.55	$3.1K → VYM

CPTAG vs VYM: Complete Analysis 2026

CPTAG — Stock

CPTAG is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CPTAG shares.

Full CPTAG Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.