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CPTNX vs DVY: Dividend Comparison 2026

CPTNX yields 4.07% · DVY yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $2.0K in total portfolio value
10 years
CPTNX
CPTNX
● Live price
4.07%
Share price
$9.37
Annual div
$0.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$528.38
Full CPTNX calculator →
DVY
DVY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DVY calculator →

Portfolio growth — CPTNX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPTNXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPTNX + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPTNX pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPTNX
Annual income on $10K today (after 15% tax)
$345.89/yr
After 10yr DRIP, annual income (after tax)
$449.12/yr
DVY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DVY beats the other by $315.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPTNX + DVY for your $10,000?

CPTNX: 50%DVY: 50%
100% DVY50/50100% CPTNX
Portfolio after 10yr
$27.1K
Annual income
$713.79/yr
Blended yield
2.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPTNX buys
0
DVY buys
0
No recent congressional trades found for CPTNX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPTNXDVY
Forward yield4.07% ✓4.00%
Annual dividend / share$0.38$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$26.1K$28.0K ✓
Annual income after 10y$528.38$899.19 ✓
Total dividends collected$4.7K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPTNX vs DVY ($10,000, DRIP)

YearCPTNX PortfolioCPTNX Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,107$406.93$11,120$420.00$13.00 → DVY
2$12,307$422.40$12,357$458.31$50.00 → DVY
3$13,606$437.42$13,721$499.76$115.00 → DVY
4$15,010$451.94$15,227$544.58$217.00 → DVY
5$16,527$465.98$16,885$593.02$358.00 → DVY
6$18,163$479.49$18,713$645.34$550.00 → DVY
7$19,927$492.50$20,724$701.81$797.00 → DVY
8$21,827$504.98$22,938$762.73$1.1K → DVY
9$23,872$516.94$25,372$828.41$1.5K → DVY
10$26,071$528.38$28,047$899.19$2.0K → DVY

CPTNX vs DVY: Complete Analysis 2026

CPTNX — Stock

Seeks high current income

Full CPTNX Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →
📬

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.