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CPTNX vs VYM: Dividend Comparison 2026

CPTNX yields 4.07% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $1.7K in total portfolio value
10 years
CPTNX
CPTNX
● Live price
4.07%
Share price
$9.37
Annual div
$0.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$528.38
Full CPTNX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — CPTNX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPTNXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CPTNX + VYM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CPTNX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPTNX
Annual income on $10K today (after 15% tax)
$345.89/yr
After 10yr DRIP, annual income (after tax)
$449.12/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, CPTNX beats the other by $217.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPTNX + VYM for your $10,000?

CPTNX: 50%VYM: 50%
100% VYM50/50100% CPTNX
Portfolio after 10yr
$26.9K
Annual income
$400.66/yr
Blended yield
1.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPTNX buys
0
VYM buys
0
No recent congressional trades found for CPTNX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPTNXVYM
Forward yield4.07% ✓2.37%
Annual dividend / share$0.38$3.51 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K$27.8K ✓
Annual income after 10y$528.38 ✓$272.94
Total dividends collected$4.7K ✓$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPTNX vs VYM ($10,000, DRIP)

YearCPTNX PortfolioCPTNX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,107$406.93$11,147$237.17$40.00 → VYM
2$12,307$422.40$12,404$242.33$97.00 → VYM
3$13,606$437.42$13,780$247.16$174.00 → VYM
4$15,010$451.94$15,285$251.67$275.00 → VYM
5$16,527$465.98$16,932$255.88$405.00 → VYM
6$18,163$479.49$18,733$259.81$570.00 → VYM
7$19,927$492.50$20,701$263.46$774.00 → VYM
8$21,827$504.98$22,852$266.86$1.0K → VYM
9$23,872$516.94$25,201$270.01$1.3K → VYM
10$26,071$528.38$27,768$272.94$1.7K → VYM

CPTNX vs VYM: Complete Analysis 2026

CPTNX — Stock

Seeks high current income

Full CPTNX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.