HomeCompareCPYT vs SPHD

CPYT vs SPHD: Dividend Comparison 2026

CPYT yields 4.00% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CPYT wins by $1.5K in total portfolio value· pulled ahead in Year 3
10 years
CPYT
CPYT
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CPYT calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CPYT vs SPHD

📍 CPYT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPYTSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CPYT + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CPYT pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPYT
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CPYT beats the other by $278.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPYT + SPHD for your $10,000?

CPYT: 50%SPHD: 50%
100% SPHD50/50100% CPYT
Portfolio after 10yr
$27.3K
Annual income
$735.26/yr
Blended yield
2.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPYT buys
0
SPHD buys
0
No recent congressional trades found for CPYT or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPYTSPHD
Forward yield4.00%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth5%0%
5-year div CAGR5%0%
Portfolio after 10y$28.0K$26.5K
Annual income after 10y$899.19$571.32
Total dividends collected$6.4K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CPYT vs SPHD ($10,000, DRIP)

YearCPYT PortfolioCPYT Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,120$420.00$11,133$432.85$13.00SPHD
2$12,357$458.31$12,363$450.36$6.00SPHD
3← crossover$13,721$499.76$13,695$467.39+$26.00CPYT
4$15,227$544.58$15,138$483.90+$89.00CPYT
5$16,885$593.02$16,697$499.88+$188.00CPYT
6$18,713$645.34$18,382$515.31+$331.00CPYT
7$20,724$701.81$20,198$530.17+$526.00CPYT
8$22,938$762.73$22,157$544.46+$781.00CPYT
9$25,372$828.41$24,266$558.18+$1.1KCPYT
10$28,047$899.19$26,536$571.32+$1.5KCPYT

CPYT vs SPHD: Complete Analysis 2026

CPYTStock

CPYT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CPYT shares.

Full CPYT Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.