HomeCompareCRCBY vs DIVO

CRCBY vs DIVO: Dividend Comparison 2026

CRCBY yields 5.08% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $10.2K in total portfolio value
10 years
CRCBY
CRCBY
● Live price
5.08%
Share price
$39.00
Annual div
$1.98
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.52
Full CRCBY calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — CRCBY vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRCBYDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRCBY + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRCBY pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRCBY
Annual income on $10K today (after 15% tax)
$432.06/yr
After 10yr DRIP, annual income (after tax)
$0.44/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $833.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRCBY + DIVO for your $10,000?

CRCBY: 50%DIVO: 50%
100% DIVO50/50100% CRCBY
Portfolio after 10yr
$25.6K
Annual income
$491.10/yr
Blended yield
1.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRCBY buys
0
DIVO buys
0
No recent congressional trades found for CRCBY or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRCBYDIVO
Forward yield5.08%6.49%
Annual dividend / share$1.98$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$30.7K
Annual income after 10y$0.52$981.68
Total dividends collected$516.00$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CRCBY vs DIVO ($10,000, DRIP)

YearCRCBY PortfolioCRCBY Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,954$254.16$11,349$649.42$395.00DIVO
2$11,851$130.10$12,833$688.83$982.00DIVO
3$12,746$65.77$14,459$727.90$1.7KDIVO
4$13,672$33.06$16,238$766.49$2.6KDIVO
5$14,645$16.57$18,179$804.47$3.5KDIVO
6$15,679$8.29$20,293$841.71$4.6KDIVO
7$16,780$4.15$22,591$878.14$5.8KDIVO
8$17,957$2.07$25,087$913.65$7.1KDIVO
9$19,215$1.04$27,791$948.18$8.6KDIVO
10$20,561$0.52$30,718$981.68$10.2KDIVO

CRCBY vs DIVO: Complete Analysis 2026

CRCBYStock

Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides a range of banking and related financial services in the People's Republic of China. It operates in three segments: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking segment offers financial products and services, including deposit takings, corporate loans, trade financing, financial leasing, and other corporate intermediary services to corporations, government agencies, and financial institutions. The Personal Banking segment provides financial products and services, such as deposit products, personal loans, cards, personal wealth management services, and other types of personal intermediary services to individual customers. The Financial Market Operations segment conducts money market or repurchase transactions; and invests in debt instruments for its own accounts or on behalf of customers. The company also provides mobile banking, Internet banking, and telephone banking services. As of 31 December 2021, it had operated 1,760 branches, including the head office and the business department, 7 branches, 35 first-class sub-branches, 134 second-class sub-branches, 2 community sub-branches, and 1,580 branch offices, as well as 145 self-service 24-hour banking centers. The company was formerly known as Chongqing Rural Credit Union and changed its name to Chongqing Rural Commercial Bank Co., Ltd. in 2008. Chongqing Rural Commercial Bank Co., Ltd. was founded in 1951 and is headquartered in Chongqing, China.

Full CRCBY Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.