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CRCBY vs FCPT: Dividend Comparison 2026

CRCBY yields 5.08% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $28.5K in total portfolio value
10 years
CRCBY
CRCBY
● Live price
5.08%
Share price
$39.00
Annual div
$1.98
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.52
Full CRCBY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — CRCBY vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRCBYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRCBY + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRCBY pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRCBY
Annual income on $10K today (after 15% tax)
$432.06/yr
After 10yr DRIP, annual income (after tax)
$0.44/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,908.55/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CRCBY + FCPT for your $10,000?

CRCBY: 50%FCPT: 50%
100% FCPT50/50100% CRCBY
Portfolio after 10yr
$34.8K
Annual income
$2,887.90/yr
Blended yield
8.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

CRCBY
No analyst data
Altman Z
-0.2
Piotroski
6/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRCBY buys
0
FCPT buys
0
No recent congressional trades found for CRCBY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRCBYFCPT
Forward yield5.08%6.05%
Annual dividend / share$1.98$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%15.8%
Portfolio after 10y$20.6K$49.1K
Annual income after 10y$0.52$5,775.28
Total dividends collected$516.00$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CRCBY vs FCPT ($10,000, DRIP)

YearCRCBY PortfolioCRCBY Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,954$254.16$11,401$700.92$447.00FCPT
2$11,851$130.10$13,064$864.84$1.2KFCPT
3$12,746$65.77$15,051$1,072.48$2.3KFCPT
4$13,672$33.06$17,442$1,337.22$3.8KFCPT
5$14,645$16.57$20,340$1,677.08$5.7KFCPT
6$15,679$8.29$23,880$2,116.57$8.2KFCPT
7$16,780$4.15$28,241$2,689.36$11.5KFCPT
8$17,957$2.07$33,660$3,442.07$15.7KFCPT
9$19,215$1.04$40,456$4,439.95$21.2KFCPT
10$20,561$0.52$49,063$5,775.28$28.5KFCPT

CRCBY vs FCPT: Complete Analysis 2026

CRCBYStock

Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides a range of banking and related financial services in the People's Republic of China. It operates in three segments: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking segment offers financial products and services, including deposit takings, corporate loans, trade financing, financial leasing, and other corporate intermediary services to corporations, government agencies, and financial institutions. The Personal Banking segment provides financial products and services, such as deposit products, personal loans, cards, personal wealth management services, and other types of personal intermediary services to individual customers. The Financial Market Operations segment conducts money market or repurchase transactions; and invests in debt instruments for its own accounts or on behalf of customers. The company also provides mobile banking, Internet banking, and telephone banking services. As of 31 December 2021, it had operated 1,760 branches, including the head office and the business department, 7 branches, 35 first-class sub-branches, 134 second-class sub-branches, 2 community sub-branches, and 1,580 branch offices, as well as 145 self-service 24-hour banking centers. The company was formerly known as Chongqing Rural Credit Union and changed its name to Chongqing Rural Commercial Bank Co., Ltd. in 2008. Chongqing Rural Commercial Bank Co., Ltd. was founded in 1951 and is headquartered in Chongqing, China.

Full CRCBY Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.