Is CRCO or SPHD a better dividend investment in 2026?

CRCO currently yields 60.99% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: CRCO offers higher current income.

What is the dividend yield difference between CRCO and SPHD?

CRCO has a forward dividend yield of 60.99% ($13.75/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 56.99 percentage points.

Home › Compare › CRCO vs SPHD

CRCO vs SPHD: Dividend Comparison 2026

CRCO yields 60.99% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CRCO wins by $655.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CRCO

● Live price

60.99%

Share price

$22.55

Annual div

$13.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$683.8K

Annual income

$161,825.71

Full CRCO calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — CRCO vs SPHD

📍 CRCO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRCO	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRCO + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CRCO pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRCO

Annual income on $10K today (after 15% tax)

$5,183.98/yr

After 10yr DRIP, annual income (after tax)

$137,551.85/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, CRCO beats the other by $136,787.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRCO + SPHD for your $10,000?

CRCO: 50%SPHD: 50%

100% SPHD50/50100% CRCO

Portfolio after 10yr

$355.9K

Annual income

$81,362.46/yr

Blended yield

22.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRCO buys

SPHD buys

No recent congressional trades found for CRCO or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRCOSPHD

Forward yield	60.99% ✓	4.00%
Annual dividend / share	$13.75 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$683.8K ✓	$28.0K
Annual income after 10y	$161,825.71 ✓	$899.19
Total dividends collected	$568.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CRCO vs SPHD ($10,000, DRIP)

Year	CRCO Portfolio	CRCO Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$16,799	$6,098.80	$11,120	$420.00	+$5.7K → CRCO
2	$27,550	$9,575.01	$12,357	$458.31	+$15.2K → CRCO
3	$44,154	$14,675.55	$13,721	$499.76	+$30.4K → CRCO
4	$69,226	$21,981.68	$15,227	$544.58	+$54.0K → CRCO
5	$106,281	$32,209.20	$16,885	$593.02	+$89.4K → CRCO
6	$159,936	$46,214.93	$18,713	$645.34	+$141.2K → CRCO
7	$236,128	$64,996.16	$20,724	$701.81	+$215.4K → CRCO
8	$342,338	$89,681.89	$22,938	$762.73	+$319.4K → CRCO
9	$487,817	$121,515.00	$25,372	$828.41	+$462.4K → CRCO
10	$683,790	$161,825.71	$28,047	$899.19	+$655.7K → CRCO

CRCO vs SPHD: Complete Analysis 2026

CRCO — Stock

The YieldMax CRCL Option Income Strategy ETF (CRCO) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on CRCL. The strategy is designed to capture option premiums while providing participation in the share price appreciation of CRCL.

Full CRCO Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.