Is CRDIY or HDV a better dividend investment in 2026?

CRDIY currently yields 1.09% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between CRDIY and HDV?

CRDIY has a forward dividend yield of 1.09% ($0.28/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.83 percentage points.

Home › Compare › CRDIY vs HDV

CRDIY vs HDV: Dividend Comparison 2026

CRDIY yields 1.09% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CRDIY wins by $14.4K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

CRDIY

● Live price

1.09%

Share price

$25.53

Annual div

$0.28

5Y div CAGR

42.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.7K

Annual income

$6,117.15

Full CRDIY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — CRDIY vs HDV

📍 CRDIY pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRDIY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CRDIY + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CRDIY pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRDIY

Annual income on $10K today (after 15% tax)

$92.24/yr

After 10yr DRIP, annual income (after tax)

$5,199.58/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, CRDIY beats the other by $4,899.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRDIY + HDV for your $10,000?

CRDIY: 50%HDV: 50%

100% HDV50/50100% CRDIY

Portfolio after 10yr

$31.5K

Annual income

$3,234.94/yr

Blended yield

10.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRDIY buys

HDV buys

No recent congressional trades found for CRDIY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRDIYHDV

Forward yield	1.09%	2.92% ✓
Annual dividend / share	$0.28	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	42.3% ✓	0%
Portfolio after 10y	$38.7K ✓	$24.3K
Annual income after 10y	$6,117.15 ✓	$352.73
Total dividends collected	$16.7K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CRDIY vs HDV ($10,000, DRIP)

Year	CRDIY Portfolio	CRDIY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1	$10,854	$154.43	$11,002	$292.38	$148.00 → HDV
2	$11,837	$222.92	$12,084	$300.36	$247.00 → HDV
3	$12,989	$323.30	$13,250	$308.02	$261.00 → HDV
4	$14,370	$471.80	$14,506	$315.35	$136.00 → HDV
5← crossover	$16,070	$694.17	$15,858	$322.35	+$212.00 → CRDIY
6	$18,227	$1,032.39	$17,313	$329.04	+$914.00 → CRDIY
7	$21,061	$1,557.30	$18,878	$335.42	+$2.2K → CRDIY
8	$24,928	$2,392.98	$20,560	$341.49	+$4.4K → CRDIY
9	$30,440	$3,766.81	$22,367	$347.25	+$8.1K → CRDIY
10	$38,688	$6,117.15	$24,307	$352.73	+$14.4K → CRDIY

CRDIY vs HDV: Complete Analysis 2026

CRDIY — Stock

Yokohama Financial Group, Inc. is a holding company that engages in the banking business, as well as securities business, leasing business, information services and research business, and venture capital business. The company was founded on April 1, 2016 and is headquartered in Tokyo, Japan.

Full CRDIY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this CRDIY vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CRDIY vs SCHD CRDIY vs JEPI CRDIY vs O CRDIY vs KO CRDIY vs MAIN CRDIY vs VYM CRDIY vs DVY CRDIY vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.