HomeCompareCRDT vs JEPI

CRDT vs JEPI: Dividend Comparison 2026

CRDT yields 6.91% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CRDT wins by $2.6K in total portfolio value
10 years
CRDT
CRDT
● Live price
6.91%
Share price
$22.44
Annual div
$1.55
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$1,071.25
Full CRDT calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — CRDT vs JEPI

📍 CRDT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRDTJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CRDT + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRDT pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRDT
Annual income on $10K today (after 15% tax)
$587.12/yr
After 10yr DRIP, annual income (after tax)
$910.56/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $388.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRDT + JEPI for your $10,000?

CRDT: 50%JEPI: 50%
100% JEPI50/50100% CRDT
Portfolio after 10yr
$30.3K
Annual income
$1,299.93/yr
Blended yield
4.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRDT buys
0
JEPI buys
0
No recent congressional trades found for CRDT or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRDTJEPI
Forward yield6.91%8.40%
Annual dividend / share$1.55$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.6K$29.0K
Annual income after 10y$1,071.25$1,528.62
Total dividends collected$8.9K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CRDT vs JEPI ($10,000, DRIP)

YearCRDT PortfolioCRDT Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,391$690.73$11,260$840.19+$131.00CRDT
2$12,923$735.32$12,641$907.94+$282.00CRDT
3$14,608$779.68$14,150$978.20+$458.00CRDT
4$16,454$823.64$15,795$1,050.85+$659.00CRDT
5$18,473$867.05$17,584$1,125.74+$889.00CRDT
6$20,676$909.75$19,526$1,202.74+$1.1KCRDT
7$23,074$951.62$21,628$1,281.69+$1.4KCRDT
8$25,682$992.55$23,898$1,362.43+$1.8KCRDT
9$28,512$1,032.46$26,347$1,444.79+$2.2KCRDT
10$31,580$1,071.25$28,982$1,528.62+$2.6KCRDT

CRDT vs JEPI: Complete Analysis 2026

CRDTStock

The Simplify Opportunistic Income ETF (CRDT) seeks to provide current income, with long-term capital appreciation as a secondary objective. CRDT is an actively managed, opportunistic credit strategy focused on security selection within high-yield, investment grade, and distressed debt. By deploying a multi-step investment process that combines macroeconomic, quantitative, and fundamental research, the fund seeks to generate alpha that diversifies the traditional investment portfolio. The strategy is sub-advised by Asterozoa Capital, an alternatives manager focused on opportunistic investing across the capital structure while minimizing risks/correlations through portfolio construction and hedging.

Full CRDT Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this CRDT vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CRDT vs SCHDCRDT vs OCRDT vs KOCRDT vs MAINCRDT vs JEPQCRDT vs XYLDCRDT vs DIVOCRDT vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.