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CREDX vs DVY: Dividend Comparison 2026

CREDX yields 8.45% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CREDX wins by $9.9K in total portfolio value
10 years
CREDX
CREDX
● Live price
8.45%
Share price
$8.00
Annual div
$0.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.0K
Annual income
$1,440.66
Full CREDX calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — CREDX vs DVY

📍 CREDX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCREDXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CREDX + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CREDX pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CREDX
Annual income on $10K today (after 15% tax)
$718.07/yr
After 10yr DRIP, annual income (after tax)
$1,224.56/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, CREDX beats the other by $852.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CREDX + DVY for your $10,000?

CREDX: 50%DVY: 50%
100% DVY50/50100% CREDX
Portfolio after 10yr
$30.0K
Annual income
$939.22/yr
Blended yield
3.13%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CREDX buys
0
DVY buys
0
No recent congressional trades found for CREDX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCREDXDVY
Forward yield8.45% ✓3.50%
Annual dividend / share$0.68$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.0K ✓$25.1K
Annual income after 10y$1,440.66 ✓$437.78
Total dividends collected$11.5K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CREDX vs DVY ($10,000, DRIP)

YearCREDX PortfolioCREDX Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,545$844.79$11,050$349.62+$495.00 → CREDX
2$13,264$911.49$12,184$361.04+$1.1K → CREDX
3$15,172$978.74$13,409$372.07+$1.8K → CREDX
4$17,280$1,046.23$14,730$382.68+$2.5K → CREDX
5$19,603$1,113.66$16,154$392.89+$3.4K → CREDX
6$22,156$1,180.74$17,688$402.69+$4.5K → CREDX
7$24,954$1,247.21$19,338$412.07+$5.6K → CREDX
8$28,014$1,312.82$21,113$421.04+$6.9K → CREDX
9$31,352$1,377.37$23,020$429.61+$8.3K → CREDX
10$34,988$1,440.66$25,070$437.78+$9.9K → CREDX

CREDX vs DVY: Complete Analysis 2026

CREDX — Stock

BlackRock Credit Strategies Fund, a traded business development company invests in companies located in the United States. The fund focuses across a broad range of sectors and industries. It provides financing for private, structured, opportunistic and tactical credit.

Full CREDX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.