Is CREMX or MO a better dividend investment in 2026?

CREMX currently yields 6.66% with a 5% 5-year dividend growth rate. MO yields 6.27% with 4.3% growth. The better choice depends on your goal: CREMX offers higher current income.

What is the dividend yield difference between CREMX and MO?

CREMX has a forward dividend yield of 6.66% ($1.68/share annually). MO yields 6.27% ($4.20/share annually). The yield gap is 0.39 percentage points.

Home › Compare › CREMX vs MO

CREMX vs MO: Dividend Comparison 2026

CREMX yields 6.66% · MO yields 6.27%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MO wins by $46.6K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

CREMX

● Live price

6.66%

Share price

$25.24

Annual div

$1.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.1K

Annual income

$1,016.50

Full CREMX calculator →

Altria Group Inc.

● Live price

6.27%

Share price

$67.02

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77.7K

Annual income

$28,968.54

Full MO calculator →

Portfolio growth — CREMX vs MO

📍 MO pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CREMX	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CREMX + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CREMX pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CREMX

Annual income on $10K today (after 15% tax)

$565.84/yr

After 10yr DRIP, annual income (after tax)

$864.03/yr

Annual income on $10K today (after 15% tax)

$532.68/yr

After 10yr DRIP, annual income (after tax)

$24,623.26/yr

At 15% tax rate, MO beats the other by $23,759.23/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CREMX + MO for your $10,000?

CREMX: 50%MO: 50%

100% MO50/50100% CREMX

Portfolio after 10yr

$54.4K

Annual income

$14,992.52/yr

Blended yield

27.57%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CREMX

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-8.6% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CREMX buys

MO buys

No recent congressional trades found for CREMX or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCREMXMO

Forward yield	6.66% ✓	6.27%
Annual dividend / share	$1.68	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	22.6% ✓
Portfolio after 10y	$31.1K	$77.7K ✓
Annual income after 10y	$1,016.50	$28,968.54 ✓
Total dividends collected	$8.5K	$72.0K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: CREMX vs MO ($10,000, DRIP)

Year	CREMX Portfolio	CREMX Income/yr	MO Portfolio	MO Income/yr	Gap
1	$11,366	$665.69	$10,558	$768.31	+$808.00 → CREMX
2	$12,868	$707.10	$11,352	$1,015.87	+$1.5K → CREMX
3	$14,517	$748.22	$12,482	$1,367.86	+$2.0K → CREMX
4	$16,322	$788.88	$14,103	$1,883.39	+$2.2K → CREMX
5	$18,294	$828.94	$16,472	$2,664.91	+$1.8K → CREMX
6	$20,443	$868.28	$20,024	$3,897.79	+$419.00 → CREMX
7← crossover	$22,781	$906.80	$25,537	$5,933.74	$2.8K → MO
8	$25,320	$944.39	$34,478	$9,476.77	$9.2K → MO
9	$28,073	$980.98	$49,776	$16,022.63	$21.7K → MO
10	$31,055	$1,016.50	$77,699	$28,968.54	$46.6K → MO

CREMX vs MO: Complete Analysis 2026

CREMX — Stock

Redwood Real Estate Income Fund operates as an interval fund. It's investment objective is to provide current income and preserve shareholders’ capital. The company was founded on December 19, 2022 and is headquartered in Milwaukee, WI.

Full CREMX Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

📬

Get this CREMX vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CREMX vs SCHD CREMX vs JEPI CREMX vs O CREMX vs KO CREMX vs MAIN CREMX vs PM CREMX vs BTI CREMX vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.