Is CRFCF or QYLD a better dividend investment in 2026?

CRFCF currently yields 7.14% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CRFCF and QYLD?

CRFCF has a forward dividend yield of 7.14% ($0.07/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.78 percentage points.

Home › Compare › CRFCF vs QYLD

CRFCF vs QYLD: Dividend Comparison 2026

CRFCF yields 7.14% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.5K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

CRFCF

● Live price

7.14%

Share price

$0.92

Annual div

$0.07

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$0.74

Full CRFCF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CRFCF vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRFCF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRFCF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CRFCF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRFCF

Annual income on $10K today (after 15% tax)

$606.86/yr

After 10yr DRIP, annual income (after tax)

$0.63/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,809.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRFCF + QYLD for your $10,000?

CRFCF: 50%QYLD: 50%

100% QYLD50/50100% CRFCF

Portfolio after 10yr

$23.2K

Annual income

$2,830.03/yr

Blended yield

12.22%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CRFCF right now

CRFCF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

3.2

Piotroski

7/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRFCF buys

QYLD buys

No recent congressional trades found for CRFCF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRFCFQYLD

Forward yield	7.14%	11.92% ✓
Annual dividend / share	$0.07	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.9K	$25.4K ✓
Annual income after 10y	$0.74	$5,659.31 ✓
Total dividends collected	$729.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CRFCF vs QYLD ($10,000, DRIP)

Year	CRFCF Portfolio	CRFCF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,057	$356.98	$10,352	$1,192.36	+$705.00 → CRFCF
2	$12,015	$184.44	$10,830	$1,347.57	+$1.2K → CRFCF
3	$12,950	$93.66	$11,460	$1,539.07	+$1.5K → CRFCF
4	$13,904	$47.17	$12,275	$1,777.84	+$1.6K → CRFCF
5	$14,901	$23.67	$13,323	$2,078.95	+$1.6K → CRFCF
6	$15,956	$11.85	$14,667	$2,463.34	+$1.3K → CRFCF
7	$17,078	$5.93	$16,396	$2,960.57	+$682.00 → CRFCF
8← crossover	$18,277	$2.97	$18,631	$3,612.97	$354.00 → QYLD
9	$19,558	$1.48	$21,548	$4,482.15	$2.0K → QYLD
10	$20,928	$0.74	$25,398	$5,659.31	$4.5K → QYLD

CRFCF vs QYLD: Complete Analysis 2026

CRFCF — Stock

Card Factory plc operates as a specialist retailer of greeting cards in the United Kingdom. It operates through two segments, Card Factory and Getting Personal. The company designs, sources, prints, warehouses, produces, distributes, and sells greeting cards, dressings, balloons, and gifts. It also provides cards for various occasions; and online personalized cards and gifts. The company offers its products through various retail locations, as well as through its websites, such as cardfactory.co.uk and gettingpersonal.co.uk. It operates approximately 1,020 Card Factory stores; and 4 franchise stores. Card Factory plc was founded in 1992 and is headquartered in Wakefield, the United Kingdom.

Full CRFCF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.