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CRM vs LUMN: Dividend Comparison 2026

CRM yields 0.90% · LUMN yields 31.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LUMN wins by $4.6K in total portfolio value
10 years
CRM
CRM
● Live price
0.90%
Share price
$185.03
Annual div
$1.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$95.34
Full CRM calculator →
LUMN
LUMN
● Live price
31.30%
Share price
$6.39
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$3.97
Full LUMN calculator →

Portfolio growth — CRM vs LUMN

📍 LUMN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRMLUMN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRM + LUMN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRM pays
LUMN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRM
Annual income on $10K today (after 15% tax)
$76.44/yr
After 10yr DRIP, annual income (after tax)
$81.04/yr
LUMN
Annual income on $10K today (after 15% tax)
$2,660.41/yr
After 10yr DRIP, annual income (after tax)
$3.37/yr
At 15% tax rate, CRM beats the other by $77.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRM + LUMN for your $10,000?

CRM: 50%LUMN: 50%
100% LUMN50/50100% CRM
Portfolio after 10yr
$23.3K
Annual income
$49.66/yr
Blended yield
0.21%
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Analyst Conviction Gap

Where Wall Street is most bullish on CRM right now

CRM
Analyst Ratings
2
Strong
72
Buy
21
Hold
2
Sell
Consensus: Buy
Price Target
$287.00
+55.1% upside vs current
Range: $235.00 — $400.00
Altman Z
2.7
Piotroski
6/9
LUMN
Analyst Ratings
4
Buy
17
Hold
7
Sell
Consensus: Hold
Price Target
$7.08
+10.8% upside vs current
Range: $6.00 — $8.00
Altman Z
-0.3
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRM buys
0
LUMN buys
6
PoliticianChamberTickerTypeAmountDate
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-07-11
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002023-05-23
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002023-04-17
Daniel Goldman🏢 House$LUMN▲ Buy$1,001 - $15,0002023-04-10
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-03-06
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-03-01
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002022-11-03
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002022-11-02
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002022-09-29
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002022-09-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRMLUMN
Forward yield0.90%31.30%
Annual dividend / share$1.66$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$20.9K$25.6K
Annual income after 10y$95.34$3.97
Total dividends collected$929.00$3.4K
Payment frequencyquarterlyquarterly
SectorTechnologyTelecom
Analyst consensusBuyHold
Analyst price target$287.00$7.08

Year-by-year: CRM vs LUMN ($10,000, DRIP)

YearCRM PortfolioCRM Income/yrLUMN PortfolioLUMN Income/yrGap
1← crossover$10,790$89.93$12,265$1,564.95$1.5KLUMN
2$11,636$90.69$14,020$896.91$2.4KLUMN
3$12,542$91.40$15,481$479.11$2.9KLUMN
4$13,512$92.07$16,812$247.20$3.3KLUMN
5$14,550$92.70$18,114$125.45$3.6KLUMN
6$15,662$93.30$19,445$63.16$3.8KLUMN
7$16,852$93.86$20,838$31.68$4.0KLUMN
8$18,126$94.38$22,313$15.87$4.2KLUMN
9$19,490$94.88$23,882$7.94$4.4KLUMN
10$20,950$95.34$25,558$3.97$4.6KLUMN

CRM vs LUMN: Complete Analysis 2026

CRMTechnology

Salesforce, Inc. provides customer relationship management technology that brings companies and customers together worldwide. Its Customer 360 platform empowers its customers to work together to deliver connected experiences for their customers. The company's service offerings include Sales to store data, monitor leads and progress, forecast opportunities, gain insights through analytics and relationship intelligence, and deliver quotes, contracts, and invoices; and Service that enables companies to deliver trusted and highly personalized customer service and support at scale. Its service offerings also comprise flexible platform that enables companies of various sizes, locations, and industries to build business apps to bring them closer to their customers with drag-and-drop tools; online learning platform that allows anyone to learn in-demand Salesforce skills; and Slack, a system of engagement. In addition, the company's service offerings include Marketing offering that enables companies to plan, personalize, and optimize one-to-one customer marketing journeys; and Commerce offering, which empowers brands to unify the customer experience across mobile, web, social, and store commerce points. Further, its service offerings comprise Tableau, an end-to-end analytics solution serving various enterprise use cases; and MuleSoft, an integration offering that allows its customers to unlock data across their enterprise. The company provides its service offering for customers in financial services, healthcare and life sciences, manufacturing, and other industries. It also offers professional services; and in-person and online courses to certify its customers and partners on architecting, administering, deploying, and developing its service offerings. The company provides its services through direct sales; and consulting firms, systems integrators, and other partners. Salesforce, Inc. was incorporated in 1999 and is headquartered in San Francisco, California.

Full CRM Calculator →

LUMNTelecom

Lumen Technologies, Inc., a facilities-based technology and communications company, provides various integrated products and services under the Lumen, Quantum Fiber, and CenturyLink brands to business and residential customers in the United States and internationally. The company operates in two segments, Business and Mass Markets. It offers compute and application services, such as cloud services, IT solutions, unified communication and collaboration solutions, colocation and data center services, content delivery services, and managed security services; and IP and data services, including VPN data network, Ethernet, internet protocol (IP), and voice over internet protocol. The company also provides fiber infrastructure services comprising high bandwidth optical wavelength networks; and unlit optical fiber and related professional services. In addition, it offers voice and other services, including private line services, a direct circuit or channel specifically dedicated for connecting two or more organizational sites; a portfolio of traditional time division multiplexing voice services; and synchronous optical network-based Ethernet, legacy data hosting services, and conferencing services. As of December 31, 2021, the company served approximately 4.5 million broadband subscribers. The company was formerly known as CenturyLink, Inc. and changed its name to Lumen Technologies, Inc. in September 2020. Lumen Technologies, Inc. was incorporated in 1968 and is headquartered in Monroe, Louisiana.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.