Is CRMSX or XYLD a better dividend investment in 2026?

CRMSX currently yields 10.92% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between CRMSX and XYLD?

CRMSX has a forward dividend yield of 10.92% ($1.37/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.06 percentage points.

Home › Compare › CRMSX vs XYLD

CRMSX vs XYLD: Dividend Comparison 2026

CRMSX yields 10.92% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CRMSX wins by $15.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CRMSX

● Live price

10.92%

Share price

$12.53

Annual div

$1.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$41.1K

Annual income

$2,164.20

Full CRMSX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CRMSX vs XYLD

📍 CRMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRMSX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRMSX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

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CRMSX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRMSX

Annual income on $10K today (after 15% tax)

$928.22/yr

After 10yr DRIP, annual income (after tax)

$1,839.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $896.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRMSX + XYLD for your $10,000?

CRMSX: 50%XYLD: 50%

100% XYLD50/50100% CRMSX

Portfolio after 10yr

$33.2K

Annual income

$2,691.61/yr

Blended yield

8.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRMSX buys

XYLD buys

No recent congressional trades found for CRMSX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRMSXXYLD

Forward yield	10.92%	10.98% ✓
Annual dividend / share	$1.37	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$41.1K ✓	$25.3K
Annual income after 10y	$2,164.20	$3,219.02 ✓
Total dividends collected	$16.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CRMSX vs XYLD ($10,000, DRIP)

Year	CRMSX Portfolio	CRMSX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,792	$1,092.02	$10,818	$1,098.39	+$974.00 → CRMSX
2	$13,821	$1,203.47	$11,738	$1,222.51	+$2.1K → CRMSX
3	$16,107	$1,318.26	$12,774	$1,364.64	+$3.3K → CRMSX
4	$18,670	$1,435.77	$13,944	$1,527.86	+$4.7K → CRMSX
5	$21,532	$1,555.38	$15,270	$1,715.87	+$6.3K → CRMSX
6	$24,716	$1,676.48	$16,775	$1,933.09	+$7.9K → CRMSX
7	$28,244	$1,798.47	$18,490	$2,184.87	+$9.8K → CRMSX
8	$32,142	$1,920.78	$20,450	$2,477.63	+$11.7K → CRMSX
9	$36,435	$2,042.86	$22,697	$2,819.19	+$13.7K → CRMSX
10	$41,150	$2,164.20	$25,280	$3,219.02	+$15.9K → CRMSX

CRMSX vs XYLD: Complete Analysis 2026

CRMSX — Stock

The fund, under normal circumstances, invests at least 80% of its assets in equity and equity related securities of U.S. and non-U.S. companies with market capitalizations at the time of initial purchase within the range of those in the Russell 2000 Value Index ("small cap companies") that are publicly traded on a U.S. securities market.

Full CRMSX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.