Is CROTF or QYLD a better dividend investment in 2026?

CROTF currently yields 111111.11% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: CROTF offers higher current income.

What is the dividend yield difference between CROTF and QYLD?

CROTF has a forward dividend yield of 111111.11% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 111099.19 percentage points.

Home › Compare › CROTF vs QYLD

CROTF vs QYLD: Dividend Comparison 2026

CROTF yields 111111.11% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CROTF wins by $1.3838190899465547e+27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CROTF

● Live price

111111.11%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.3838190899465547e+27M

Annual income

$1,381,373,456,343,941,000,000,000,000,000,000.00

Full CROTF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CROTF vs QYLD

📍 CROTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CROTF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CROTF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CROTF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CROTF

Annual income on $10K today (after 15% tax)

$9,444,444.44/yr

After 10yr DRIP, annual income (after tax)

$1,174,167,437,892,349,800,000,000,000,000,000.00/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, CROTF beats the other by $1,174,167,437,892,349,800,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CROTF + QYLD for your $10,000?

CROTF: 50%QYLD: 50%

100% QYLD50/50100% CROTF

Portfolio after 10yr

$6.919095449732774e+26M

Annual income

$690,686,728,171,970,500,000,000,000,000,000.00/yr

Blended yield

99.82%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CROTF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCROTFQYLD

Forward yield	111111.11% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.3838190899465547e+27M	$25.4K ✓
Annual income after 10y	$1,381,373,456,343,941,000,000,000,000,000,000.00 ✓	$5,659.31
Total dividends collected	$1.383658847866035e+27M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CROTF vs QYLD ($10,000, DRIP)

Year	CROTF Portfolio	CROTF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,121,811	$11,111,111.11	$10,352	$1,192.36	+$11.11M → CROTF
2	$11,561,029,218	$11,549,128,879.66	$10,830	$1,347.57	+$11561.02M → CROTF
3	$11,232,204,364,934	$11,219,834,063,671.13	$11,460	$1,539.07	+$11232204.35M → CROTF
4	$10,199,601,320,781,262	$10,187,582,862,110,782.00	$12,275	$1,777.84	+$10199601320.77M → CROTF
5	$8,656,721,364,988,387,000	$8,645,807,791,575,153,000.00	$13,323	$2,078.95	+$8656721364988.37M → CROTF
6	$6,867,176,795,058,000,000,000	$6,857,914,103,197,462,000,000.00	$14,667	$2,463.34	+$6867176795058000.00M → CROTF
7	$5,091,669,942,459,710,000,000,000	$5,084,322,063,288,997,000,000,000.00	$16,396	$2,960.57	+$5091669942459709440.00M → CROTF
8	$3,528,599,356,203,225,300,000,000,000	$3,523,151,269,364,793,600,000,000,000.00	$18,631	$3,612.97	+$3.5285993562032256e+21M → CROTF
9	$2,285,638,880,947,370,600,000,000,000,000	$2,281,863,279,636,233,000,000,000,000,000.00	$21,548	$4,482.15	+$2.2856388809473705e+24M → CROTF
10	$1,383,819,089,946,554,900,000,000,000,000,000	$1,381,373,456,343,941,000,000,000,000,000,000.00	$25,398	$5,659.31	+$1.3838190899465547e+27M → CROTF

CROTF vs QYLD: Complete Analysis 2026

CROTF — Stock

Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company offers business-to-business payment services; merchant services; solutions for integrating payments into the software platform or marketplace; and invoice, supplier, buyer, and agri finance solutions. It also provides accounts receivable automation software for streamlining collections and accelerating incoming payments; accounts payable automation software for managing supplier payments and driving stronger cash flow; portable point of sale systems; sales order management for collaborating on orders with customers; eCommerce solutions; warehouse management solution for accessing accurate data and managing inventory; workshop management software for managing auto workshops; service management solution for streamlining business from end-to-end and enhance the customer experience with cloud-based field service management solution; and purchasing software, a digital tool designed to automate and optimize procurement processes. The company was formerly known as Cirralto Limited and changed its name to Spenda Limited in February 2022. Spenda Limited is based in North Sydney, Australia.

Full CROTF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.