HomeCompareCRSB vs CL

CRSB vs CL: Dividend Comparison 2026

CRSB yields 5.00% · CL yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $273.00 in total portfolio value· pulled ahead in Year 9
10 years
CRSB
CRSB
● Live price
5.00%
Share price
$40.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$688.45
Full CRSB calculator →
CL
CL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CL calculator →

Portfolio growth — CRSB vs CL

📍 CL pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRSBCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRSB + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRSB pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRSB
Annual income on $10K today (after 15% tax)
$425.00/yr
After 10yr DRIP, annual income (after tax)
$585.18/yr
CL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, CL beats the other by $179.13/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CRSB + CL for your $10,000?

CRSB: 50%CL: 50%
100% CL50/50100% CRSB
Portfolio after 10yr
$27.9K
Annual income
$793.83/yr
Blended yield
2.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

CRSB
No analyst data
Altman Z
-0.8
Piotroski
2/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+84.9% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRSB buys
0
CL buys
9
PoliticianChamberTickerTypeAmountDate
John Boozman🏛 Senate$CL▼ Sell$1,001 - $15,0002025-10-09
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-10-07
Rick Larsen🏢 House$CL▼ Sell$1,001 - $15,0002025-10-06
Ro Khanna🏢 House$CL▼ Sell$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$CL▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$CL▼ Sell$1,001 - $15,0002025-09-11
Tim Moore🏢 House$CL▼ Sell$1,001 - $15,0002025-09-10
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-09-05
Ro Khanna🏢 House$CL▲ Buy$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$CL▲ Buy$1,001 - $15,0002025-08-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRSBCL
Forward yield5.00%4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$27.8K$28.0K
Annual income after 10y$688.45$899.19
Total dividends collected$6.0K$6.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CRSB vs CL ($10,000, DRIP)

YearCRSB PortfolioCRSB Income/yrCL PortfolioCL Income/yrGap
1$11,200$500.00$11,120$420.00+$80.00CRSB
2$12,507$523.36$12,357$458.31+$150.00CRSB
3$13,929$546.22$13,721$499.76+$208.00CRSB
4$15,473$568.51$15,227$544.58+$246.00CRSB
5$17,146$590.20$16,885$593.02+$261.00CRSB
6$18,957$611.24$18,713$645.34+$244.00CRSB
7$20,916$631.61$20,724$701.81+$192.00CRSB
8$23,031$651.27$22,938$762.73+$93.00CRSB
9← crossover$25,314$670.22$25,372$828.41$58.00CL
10$27,774$688.45$28,047$899.19$273.00CL

CRSB vs CL: Complete Analysis 2026

CRSBStock

Cornerstone Community Bancorp operates as the bank holding company for Cornerstone Community Bank that provides commercial, industrial, agricultural and personal credit, and other banking services in Tehama, Shasta, Butte, and Glenn counties and the surrounding areas in California. The company offers personal banking products comprise personal checking and savings accounts that include standard and gold savings, money market, health savings, individual retirement accounts, and certificate of deposit; debit and personal credit cards; and personal loans, such as personal secured and unsecured term loans, savings and CD secured loans, personal lines of credit, auto loans, home equity lines of credit, and residential construction loans. It also provides business banking products, including business checking and savings accounts, money market accounts, and certificate of deposit; business debit and credit cards; business loans, such as business, equipment, commercial real estate, commercial construction, small business administration loans, business line of credit, and letter of credit; and business services comprising online banking, automated sweeps, positive pay, remote deposit capture, ACH origination, and messenger and merchant card services. In addition, the company offers account services, such as online banking and bill pay, mobile banking, E-statements, and mobile payments. It serves small and mid-size businesses, including professional service firms, real estate developers and investors, and not-for-profit organizations and their owners, as well as individuals. The company was incorporated in 2014 and is headquartered in Red Bluff, California.

Full CRSB Calculator →

CLConsumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.