Is CRSM or XYLD a better dividend investment in 2026?

CRSM currently yields 80.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: CRSM offers higher current income.

What is the dividend yield difference between CRSM and XYLD?

CRSM has a forward dividend yield of 80.00% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 69.02 percentage points.

Home › Compare › CRSM vs XYLD

CRSM vs XYLD: Dividend Comparison 2026

CRSM yields 80.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CRSM wins by $1.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CRSM

● Live price

80.00%

Share price

$2.50

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.66M

Annual income

$479,651.30

Full CRSM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — CRSM vs XYLD

📍 CRSM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRSM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRSM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CRSM pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRSM

Annual income on $10K today (after 15% tax)

$6,800.00/yr

After 10yr DRIP, annual income (after tax)

$407,703.61/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, CRSM beats the other by $404,967.44/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRSM + XYLD for your $10,000?

CRSM: 50%XYLD: 50%

100% XYLD50/50100% CRSM

Portfolio after 10yr

$842.2K

Annual income

$241,435.16/yr

Blended yield

28.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRSM buys

XYLD buys

No recent congressional trades found for CRSM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRSMXYLD

Forward yield	80.00% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.66M	$25.3K ✓
Annual income after 10y	$479,651.30 ✓	$3,219.02
Total dividends collected	$1.44M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CRSM vs XYLD ($10,000, DRIP)

Year	CRSM Portfolio	CRSM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$18,700	$8,000.00	$10,818	$1,098.39	+$7.9K → CRSM
2	$33,990	$13,981.31	$11,738	$1,222.51	+$22.3K → CRSM
3	$60,120	$23,750.76	$12,774	$1,364.64	+$47.3K → CRSM
4	$103,590	$39,260.92	$13,944	$1,527.86	+$89.6K → CRSM
5	$174,064	$63,222.49	$15,270	$1,715.87	+$158.8K → CRSM
6	$285,532	$99,283.90	$16,775	$1,933.09	+$268.8K → CRSM
7	$457,729	$152,209.55	$18,490	$2,184.87	+$439.2K → CRSM
8	$717,810	$228,040.31	$20,450	$2,477.63	+$697.4K → CRSM
9	$1,102,274	$334,217.54	$22,697	$2,819.19	+$1.08M → CRSM
10	$1,659,085	$479,651.30	$25,280	$3,219.02	+$1.63M → CRSM

CRSM vs XYLD: Complete Analysis 2026

CRSM — Stock

Smartt, Inc., through its subsidiaries, engages in the technology, construction, real estate, and import/export businesses in the United States. The company undertakes commercial and residential projects; and provides repair/restoration services. It is also involved in the Fintech, crypto, blockchain, and software businesses. The company was formerly known as CarSmartt, Inc. and changed its name to Smartt, Inc. in May 2021. Smartt, Inc. was founded in 2007 and is headquartered in Coral Gables, Florida.

Full CRSM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.