Is CRSS or VYM a better dividend investment in 2026?

CRSS currently yields 28.57% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: CRSS offers higher current income.

What is the dividend yield difference between CRSS and VYM?

CRSS has a forward dividend yield of 28.57% ($2.00/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 26.20 percentage points.

Home › Compare › CRSS vs VYM

CRSS vs VYM: Dividend Comparison 2026

CRSS yields 28.57% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CRSS wins by $960646709.06M in total portfolio value

INVESTMENT

TIME HORIZON10 years

CRSS

● Live price

28.57%

Share price

$7.00

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$960646709.09M

Annual income

$954,230,783,958,406.40

Full CRSS calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — CRSS vs VYM

📍 CRSS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRSS	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRSS + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CRSS pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRSS

Annual income on $10K today (after 15% tax)

$2,428.57/yr

After 10yr DRIP, annual income (after tax)

$811,096,166,364,645.40/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, CRSS beats the other by $811,096,166,364,413.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRSS + VYM for your $10,000?

CRSS: 50%VYM: 50%

100% VYM50/50100% CRSS

Portfolio after 10yr

$480323354.56M

Annual income

$477,115,391,979,339.70/yr

Blended yield

99.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRSS buys

VYM buys

No recent congressional trades found for CRSS or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRSSVYM

Forward yield	28.57% ✓	2.37%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$960646709.09M ✓	$27.8K
Annual income after 10y	$954,230,783,958,406.40 ✓	$272.94
Total dividends collected	$960221998.03M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CRSS vs VYM ($10,000, DRIP)

Year	CRSS Portfolio	CRSS Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$16,414	$5,714.29	$11,147	$237.17	+$5.3K → CRSS
2	$35,095	$17,531.95	$12,404	$242.33	+$22.7K → CRSS
3	$107,617	$70,065.22	$13,780	$247.16	+$93.8K → CRSS
4	$516,739	$401,589.16	$15,285	$251.67	+$501.5K → CRSS
5	$4,157,191	$3,604,279.60	$16,932	$255.88	+$4.14M → CRSS
6	$58,647,410	$54,199,215.90	$18,733	$259.81	+$58.63M → CRSS
7	$1,491,936,571	$1,429,183,841.77	$20,701	$263.46	+$1491.92M → CRSS
8	$69,553,628,487	$67,957,256,356.14	$22,852	$266.86	+$69553.61M → CRSS
9	$5,996,191,713,283	$5,921,769,330,801.82	$25,201	$270.01	+$5996191.69M → CRSS
10	$960,646,709,091,619	$954,230,783,958,406.40	$27,768	$272.94	+$960646709.06M → CRSS

CRSS vs VYM: Complete Analysis 2026

CRSS — Stock

Crossroads Impact Corp., a holding company, focuses on investing in businesses that promote economic vitality and community development. The company, through its subsidiary, Capital Plus Financial, a certified community development financial institution and certified B-Corp, supports Hispanic homeownership with a long term and fixed rate single family mortgage product. The company was formerly known as Crossroads Systems, Inc. and changed its name to Crossroads Systems, Inc. in January 2022. Crossroads Impact Corp. was incorporated in 1996 and is based in Dallas, Texas.

Full CRSS Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.