HomeCompareCRUX vs VYM

CRUX vs VYM: Dividend Comparison 2026

CRUX yields 6.66% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CRUX wins by $3.3K in total portfolio value
10 years
CRUX
CRUX
● Live price
6.66%
Share price
$30.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.1K
Annual income
$1,016.45
Full CRUX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — CRUX vs VYM

📍 CRUX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRUXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRUX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRUX pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRUX
Annual income on $10K today (after 15% tax)
$565.82/yr
After 10yr DRIP, annual income (after tax)
$863.98/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, CRUX beats the other by $631.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRUX + VYM for your $10,000?

CRUX: 50%VYM: 50%
100% VYM50/50100% CRUX
Portfolio after 10yr
$29.4K
Annual income
$644.70/yr
Blended yield
2.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRUX buys
0
VYM buys
0
No recent congressional trades found for CRUX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRUXVYM
Forward yield6.66%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.1K$27.8K
Annual income after 10y$1,016.45$272.94
Total dividends collected$8.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CRUX vs VYM ($10,000, DRIP)

YearCRUX PortfolioCRUX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,366$665.67$11,147$237.17+$219.00CRUX
2$12,868$707.08$12,404$242.33+$464.00CRUX
3$14,517$748.19$13,780$247.16+$737.00CRUX
4$16,322$788.85$15,285$251.67+$1.0KCRUX
5$18,294$828.91$16,932$255.88+$1.4KCRUX
6$20,443$868.25$18,733$259.81+$1.7KCRUX
7$22,780$906.76$20,701$263.46+$2.1KCRUX
8$25,319$944.35$22,852$266.86+$2.5KCRUX
9$28,073$980.94$25,201$270.01+$2.9KCRUX
10$31,054$1,016.45$27,768$272.94+$3.3KCRUX

CRUX vs VYM: Complete Analysis 2026

CRUXStock

Under normal circumstances, the fund invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in bonds and other debt securities. It generally invests at least 65% of its assets in debt securities issued by the U.S. government and its agencies and instrumentalities, debt securities issued by corporations, and mortgage- and other asset-backed securities that, at the time of purchase, are rated in at least one of the three highest rating categories or are unrated but determined to be of comparable quality.

Full CRUX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.