Is CRYCY or MO a better dividend investment in 2026?

CRYCY currently yields 5.41% with a 5% 5-year dividend growth rate. MO yields 9.11% with 4.3% growth. The better choice depends on your goal: MO offers higher current income.

What is the dividend yield difference between CRYCY and MO?

CRYCY has a forward dividend yield of 5.41% ($0.24/share annually). MO yields 9.11% ($4.08/share annually). The yield gap is 3.70 percentage points.

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CRYCY vs MO: Dividend Comparison 2026

CRYCY yields 5.41% · MO yields 9.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MO wins by $5.6K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

CRYCY

● Live price

5.41%

Share price

$4.38

Annual div

$0.24

5Y div CAGR

-26.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.0K

Annual income

$26.74

Full CRYCY calculator →

Altria Group Inc.

● Live price

9.11%

Share price

$44.80

Annual div

$4.08

5Y div CAGR

4.3%

Payout ratio

78%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$4,052.72

Full MO calculator →

Portfolio growth — CRYCY vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRYCY	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRYCY + MO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

CRYCY pays

MO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRYCY

Annual income on $10K today (after 15% tax)

$460.07/yr

After 10yr DRIP, annual income (after tax)

$22.73/yr

Annual income on $10K today (after 15% tax)

$774.11/yr

After 10yr DRIP, annual income (after tax)

$3,444.81/yr

At 15% tax rate, MO beats the other by $3,422.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRYCY + MO for your $10,000?

CRYCY: 50%MO: 50%

100% MO50/50100% CRYCY

Portfolio after 10yr

$24.9K

Annual income

$2,039.73/yr

Blended yield

8.21%

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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CRYCY

No analyst data

Altman Z

1.2

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

+36.7% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRYCY buys

MO buys

No recent congressional trades found for CRYCY or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRYCYMO

Forward yield	5.41%	9.11% ✓
Annual dividend / share	$0.24	$4.08 ✓
Payout ratio	50% ✓	78%
1-year div growth	0%	4.1% ✓
5-year div CAGR	-26.8%	4.3% ✓
Portfolio after 10y	$22.0K	$27.7K ✓
Annual income after 10y	$26.74	$4,052.72 ✓
Total dividends collected	$1.5K	$20.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: CRYCY vs MO ($10,000, DRIP)

Year	CRYCY Portfolio	CRYCY Income/yr	MO Portfolio	MO Income/yr	Gap
1	$11,096	$396.20	$10,740	$949.88	+$356.00 → CRYCY
2	$12,174	$300.76	$11,601	$1,086.84	+$573.00 → CRYCY
3	$13,252	$225.73	$12,608	$1,250.75	+$644.00 → CRYCY
4	$14,347	$168.10	$13,792	$1,448.20	+$555.00 → CRYCY
5	$15,476	$124.51	$15,190	$1,687.69	+$286.00 → CRYCY
6← crossover	$16,651	$91.88	$16,851	$1,980.28	$200.00 → MO
7	$17,885	$67.63	$18,838	$2,340.48	$953.00 → MO
8	$19,186	$49.69	$21,230	$2,787.44	$2.0K → MO
9	$20,566	$36.47	$24,130	$3,346.72	$3.6K → MO
10	$22,032	$26.74	$27,676	$4,052.72	$5.6K → MO

CRYCY vs MO: Complete Analysis 2026

CRYCY — Stock

China Railway Signal & Communication Corporation Limited, together with its subsidiaries, provides rail transportation control system solutions in China and internationally. It operates through three segments: Rail Transportation Control System, General Engineering Contracting, and Others. The company offers design, consultancy, and system integration services for rail transportation control system projects. It also produces and sells signal system products, communication information system products, infrastructure equipment and information systems, and other related products. In addition, the company offers construction, installation, testing, operation, and maintenance services for rail transportation control systems; and services relating to municipal engineering projects and other construction projects. Further, it engages in the investment management, technical exchange and trade, and bidding agency activities, as well as provision of project management activities. The company was founded in 1953 and is headquartered in Beijing, China. China Railway Signal & Communication Corporation Limited is a subsidiary of China Railway Signal & Communication (Group) Corporation Limited.

Full CRYCY Calculator →

MO — Consumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.