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CRZBF vs ADC: Dividend Comparison 2026

CRZBF yields 2.04% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CRZBF wins by $70.16M in total portfolio value
10 years
CRZBF
CRZBF
● Live price
2.04%
Share price
$35.75
Annual div
$0.73
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.34M
Annual income
$64,292,927.81
Full CRZBF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — CRZBF vs ADC

📍 CRZBF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCRZBFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CRZBF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CRZBF pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRZBF
Annual income on $10K today (after 15% tax)
$173.66/yr
After 10yr DRIP, annual income (after tax)
$54,648,988.64/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, CRZBF beats the other by $54,580,310.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CRZBF + ADC for your $10,000?

CRZBF: 50%ADC: 50%
100% ADC50/50100% CRZBF
Portfolio after 10yr
$35.26M
Annual income
$32,186,862.55/yr
Blended yield
91.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

CRZBF
No analyst data
Altman Z
0.3
Piotroski
4/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRZBF buys
0
ADC buys
0
No recent congressional trades found for CRZBF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCRZBFADC
Forward yield2.04%4.13%
Annual dividend / share$0.73$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$70.34M$178.9K
Annual income after 10y$64,292,927.81$80,797.29
Total dividends collected$69.85M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: CRZBF vs ADC ($10,000, DRIP)

YearCRZBF PortfolioCRZBF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,109$408.62$10,990$580.36+$119.00CRZBF
2$12,735$848.44$12,301$860.26+$434.00CRZBF
3$15,444$1,818.00$14,104$1,298.62+$1.3KCRZBF
4$20,646$4,121.12$16,691$2,008.16+$4.0KCRZBF
5$32,389$10,297.74$20,580$3,205.09+$11.8KCRZBF
6$64,852$30,195.83$26,754$5,330.02+$38.1KCRZBF
7$182,402$113,010.23$37,196$9,345.14+$145.2KCRZBF
8$789,283$594,112.12$56,244$17,523.09+$733.0KCRZBF
9$5,649,793$4,805,260.59$94,286$35,736.21+$5.56MCRZBF
10$70,338,206$64,292,927.81$178,949$80,797.29+$70.16MCRZBF

CRZBF vs ADC: Complete Analysis 2026

CRZBFStock

Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers accounts, commercial payments, payment enabling, clearing and custody, and other services; trade services, including documentary collection, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting services; and bilateral loans, club deals, Schuldschein instruments, syndicated loans, bonds, private placements, other debt instruments, and Islamic financing services. It also provides money market, and commodities and precious metals products; interest, currency, and liquidity management services, as well as wealth management services. The company operates approximately 790 branches. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Full CRZBF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.