Is CRZY or RYLD a better dividend investment in 2026?

CRZY currently yields 1.12% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between CRZY and RYLD?

CRZY has a forward dividend yield of 1.12% ($0.34/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.02 percentage points.

Home › Compare › CRZY vs RYLD

CRZY vs RYLD: Dividend Comparison 2026

CRZY yields 1.12% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CRZY

● Live price

1.12%

Share price

$30.25

Annual div

$0.34

5Y div CAGR

-18.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$15.58

Full CRZY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — CRZY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CRZY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CRZY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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CRZY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CRZY

Annual income on $10K today (after 15% tax)

$95.54/yr

After 10yr DRIP, annual income (after tax)

$13.24/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,186.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CRZY + RYLD for your $10,000?

CRZY: 50%RYLD: 50%

100% RYLD50/50100% CRZY

Portfolio after 10yr

$32.4K

Annual income

$1,301.46/yr

Blended yield

4.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CRZY buys

RYLD buys

No recent congressional trades found for CRZY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCRZYRYLD

Forward yield	1.12%	12.14% ✓
Annual dividend / share	$0.34	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-18.2%	0% ✓
Portfolio after 10y	$20.4K	$44.5K ✓
Annual income after 10y	$15.58	$2,587.35 ✓
Total dividends collected	$445.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CRZY vs RYLD ($10,000, DRIP)

Year	CRZY Portfolio	CRZY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,792	$91.94	$11,914	$1,213.65	$1.1K → RYLD
2	$11,623	$75.85	$14,099	$1,351.30	$2.5K → RYLD
3	$12,499	$62.46	$16,580	$1,494.55	$4.1K → RYLD
4	$13,426	$51.35	$19,384	$1,642.61	$6.0K → RYLD
5	$14,408	$42.16	$22,535	$1,794.70	$8.1K → RYLD
6	$15,451	$34.59	$26,063	$1,950.00	$10.6K → RYLD
7	$16,561	$28.36	$29,995	$2,107.69	$13.4K → RYLD
8	$17,743	$23.24	$34,361	$2,266.99	$16.6K → RYLD
9	$19,004	$19.03	$39,194	$2,427.12	$20.2K → RYLD
10	$20,350	$15.58	$44,525	$2,587.35	$24.2K → RYLD

CRZY vs RYLD: Complete Analysis 2026

CRZY — Stock

Crazy Woman Creek Bancorp Incorporated operates as the holding company for Buffalo Federal Bank that provides a range of banking products and services to individuals, families, and businesses in North-Central Wyoming. The company offers checking accounts, money market accounts, and student checking accounts; business banking; savings accounts, such as individual retirement and time deposit accounts; reorder checks; certificates of deposit accounts; and debit and credit cards. It also provides personal, consumer, commercial, real estate, business, and working capital loans, as well as loans for term, equipment financing, SBA lending, and construction financing. In addition, the company provides real estate lending, including loans secured by one-to-four family residential real estate, multi-family, commercial real estate, home mortgage, and home equity loans. Further, the company offers online and mobile banking services. It serves customers through its branch offices under the name of The Bank' in Buffalo, Gillette, and Sheridan, Wyoming. Crazy Woman Creek Bancorp Incorporated was founded in 1936 and is headquartered in Buffalo, Wyoming.

Full CRZY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.