HomeCompareCSASF vs VYM

CSASF vs VYM: Dividend Comparison 2026

CSASF yields 2.74% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CSASF wins by $266.16M in total portfolio value
10 years
CSASF
CSASF
● Live price
2.74%
Share price
$23.61
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$266.19M
Annual income
$248,726,029.46
Full CSASF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — CSASF vs VYM

📍 CSASF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSASFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSASF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSASF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSASF
Annual income on $10K today (after 15% tax)
$232.60/yr
After 10yr DRIP, annual income (after tax)
$211,417,125.04/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, CSASF beats the other by $211,416,888.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSASF + VYM for your $10,000?

CSASF: 50%VYM: 50%
100% VYM50/50100% CSASF
Portfolio after 10yr
$133.11M
Annual income
$124,363,154.00/yr
Blended yield
93.43%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSASF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSASFVYM
Forward yield2.74%2.41%
Annual dividend / share$0.65$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$266.19M$27.8K
Annual income after 10y$248,726,029.46$278.55
Total dividends collected$264.87M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CSASF vs VYM ($10,000, DRIP)

YearCSASF PortfolioCSASF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,247$547.30$11,151$241.44+$96.00CSASF
2$13,185$1,150.59$12,413$246.79+$772.00CSASF
3$16,629$2,521.19$13,794$251.79+$2.8KCSASF
4$23,737$5,943.49$15,306$256.47+$8.4KCSASF
5$41,256$15,857.55$16,960$260.84+$24.3KCSASF
6$95,660$51,516.42$18,768$264.92+$76.9KCSASF
7$325,630$223,273.12$20,745$268.71+$304.9KCSASF
8$1,769,033$1,420,609.11$22,905$272.24+$1.75MCSASF
9$16,318,425$14,425,560.08$25,265$275.51+$16.29MCSASF
10$266,186,745$248,726,029.46$27,842$278.55+$266.16MCSASF

CSASF vs VYM: Complete Analysis 2026

CSASFStock

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.

Full CSASF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.