Is CSERX or RYLD a better dividend investment in 2026?

CSERX currently yields 5.20% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: CSERX offers higher current income.

What is the dividend yield difference between CSERX and RYLD?

CSERX has a forward dividend yield of 5.20% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 1.20 percentage points.

Home › Compare › CSERX vs RYLD

CSERX vs RYLD: Dividend Comparison 2026

CSERX yields 5.20% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CSERX wins by $112.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

CSERX

● Live price

5.20%

Share price

$38.44

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$725.57

Full CSERX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — CSERX vs RYLD

📍 CSERX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSERX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CSERX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

CSERX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSERX

Annual income on $10K today (after 15% tax)

$442.25/yr

After 10yr DRIP, annual income (after tax)

$616.73/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $147.58/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CSERX + RYLD for your $10,000?

CSERX: 50%RYLD: 50%

100% RYLD50/50100% CSERX

Portfolio after 10yr

$28.1K

Annual income

$812.39/yr

Blended yield

2.89%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSERX buys

RYLD buys

No recent congressional trades found for CSERX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSERXRYLD

Forward yield	5.20% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$28.2K ✓	$28.0K
Annual income after 10y	$725.57	$899.19 ✓
Total dividends collected	$6.3K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: CSERX vs RYLD ($10,000, DRIP)

Year	CSERX Portfolio	CSERX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,220	$520.29	$11,120	$420.00	+$100.00 → CSERX
2	$12,551	$545.59	$12,357	$458.31	+$194.00 → CSERX
3	$14,000	$570.38	$13,721	$499.76	+$279.00 → CSERX
4	$15,575	$594.61	$15,227	$544.58	+$348.00 → CSERX
5	$17,283	$618.21	$16,885	$593.02	+$398.00 → CSERX
6	$19,134	$641.14	$18,713	$645.34	+$421.00 → CSERX
7	$21,137	$663.37	$20,724	$701.81	+$413.00 → CSERX
8	$23,302	$684.87	$22,938	$762.73	+$364.00 → CSERX
9	$25,638	$705.61	$25,372	$828.41	+$266.00 → CSERX
10	$28,159	$725.57	$28,047	$899.19	+$112.00 → CSERX

CSERX vs RYLD: Complete Analysis 2026

CSERX — Stock

The investment seeks to provide shareholders with long-term capital appreciation. Under normal circumstances, at least 80% of the fund's net assets (including the amount of any borrowings for investment purposes) are invested in equity securities of large capitalization issuers. These companies have market capitalizations in the range of companies in the Russell 1000® Value Index (the index) at the time of purchase.

Full CSERX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.