Is CSGCX or QYLD a better dividend investment in 2026?

CSGCX currently yields 4.44% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CSGCX and QYLD?

CSGCX has a forward dividend yield of 4.44% ($1.90/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.48 percentage points.

Home › Compare › CSGCX vs QYLD

CSGCX vs QYLD: Dividend Comparison 2026

CSGCX yields 4.44% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 CSGCX wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

CSGCX

● Live price

4.44%

Share price

$42.87

Annual div

$1.90

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.7K

Annual income

$589.61

Full CSGCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CSGCX vs QYLD

📍 CSGCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSGCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, CSGCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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Aug

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Sep

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Nov

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Dec

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CSGCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSGCX

Annual income on $10K today (after 15% tax)

$377.12/yr

After 10yr DRIP, annual income (after tax)

$501.17/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,309.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of CSGCX + QYLD for your $10,000?

CSGCX: 50%QYLD: 50%

100% QYLD50/50100% CSGCX

Portfolio after 10yr

$26.1K

Annual income

$3,124.46/yr

Blended yield

11.99%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSGCX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSGCXQYLD

Forward yield	4.44%	11.92% ✓
Annual dividend / share	$1.90	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.7K ✓	$25.4K
Annual income after 10y	$589.61	$5,659.31 ✓
Total dividends collected	$5.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CSGCX vs QYLD ($10,000, DRIP)

Year	CSGCX Portfolio	CSGCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,144	$443.67	$10,352	$1,192.36	+$792.00 → CSGCX
2	$12,386	$462.06	$10,830	$1,347.57	+$1.6K → CSGCX
3	$13,733	$479.97	$11,460	$1,539.07	+$2.3K → CSGCX
4	$15,191	$497.35	$12,275	$1,777.84	+$2.9K → CSGCX
5	$16,769	$514.19	$13,323	$2,078.95	+$3.4K → CSGCX
6	$18,473	$530.45	$14,667	$2,463.34	+$3.8K → CSGCX
7	$20,313	$546.13	$16,396	$2,960.57	+$3.9K → CSGCX
8	$22,296	$561.22	$18,631	$3,612.97	+$3.7K → CSGCX
9	$24,432	$575.71	$21,548	$4,482.15	+$2.9K → CSGCX
10	$26,732	$589.61	$25,398	$5,659.31	+$1.3K → CSGCX

CSGCX vs QYLD: Complete Analysis 2026

CSGCX — Stock

Under normal market conditions, the fund invests between 50% and 75% of its net assets in equity securities and between 25% and 50% of its net assets in fixed-income securities. Stock investments are primarily common stock of large-cap companies. Fixed-income investments are primarily a wide variety of investment grade debt securities.

Full CSGCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.