HomeCompareCSGZX vs SCHD

CSGZX vs SCHD: Dividend Comparison 2026

CSGZX yields 8.32% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSGZX wins by $5.7K in total portfolio value
10 years
CSGZX
CSGZX
● Live price
8.32%
Share price
$94.39
Annual div
$7.85
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.7K
Annual income
$1,406.63
Full CSGZX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — CSGZX vs SCHD

📍 CSGZX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSGZXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CSGZX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSGZX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSGZX
Annual income on $10K today (after 15% tax)
$706.82/yr
After 10yr DRIP, annual income (after tax)
$1,195.64/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, CSGZX beats the other by $836.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSGZX + SCHD for your $10,000?

CSGZX: 50%SCHD: 50%
100% SCHD50/50100% CSGZX
Portfolio after 10yr
$31.8K
Annual income
$914.62/yr
Blended yield
2.87%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSGZX buys
0
SCHD buys
0
No recent congressional trades found for CSGZX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSGZXSCHD
Forward yield8.32%3.44%
Annual dividend / share$7.85$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.7K$29.0K
Annual income after 10y$1,406.63$422.61
Total dividends collected$11.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CSGZX vs SCHD ($10,000, DRIP)

YearCSGZX PortfolioCSGZX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,532$831.55$11,224$344.10+$308.00CSGZX
2$13,235$896.18$12,567$354.98+$668.00CSGZX
3$15,123$961.27$14,038$365.30+$1.1KCSGZX
4$17,208$1,026.52$15,648$375.06+$1.6KCSGZX
5$19,504$1,091.64$17,410$384.27+$2.1KCSGZX
6$22,026$1,156.36$19,335$392.95+$2.7KCSGZX
7$24,788$1,220.44$21,437$401.10+$3.4KCSGZX
8$27,807$1,283.64$23,733$408.75+$4.1KCSGZX
9$31,099$1,345.76$26,237$415.91+$4.9KCSGZX
10$34,682$1,406.63$28,968$422.61+$5.7KCSGZX

CSGZX vs SCHD: Complete Analysis 2026

CSGZXStock

The investment seeks long-term capital appreciation. The fund generally invests at least 80% of its net assets (including the amount of any borrowings for investment purposes) in equity securities of U.S. and non-U.S. companies with business operations in technology and technology-related industries. It generally invests at least 40% of its net assets in companies that maintain their principal place of business or conduct their principal business activities outside the U.S., have their securities traded on non-U.S. exchanges or have been formed under the laws of non-U.S. countries. The fund is non-diversified.

Full CSGZX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this CSGZX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CSGZX vs JEPICSGZX vs OCSGZX vs KOCSGZX vs MAINCSGZX vs VYMCSGZX vs DGROCSGZX vs VIGCSGZX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.