HomeCompareCSHI vs SPHD

CSHI vs SPHD: Dividend Comparison 2026

CSHI yields 4.98% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CSHI wins by $1.2K in total portfolio value
10 years
CSHI
CSHI
● Live price
4.98%
Share price
$49.78
Annual div
$2.48
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$684.55
Full CSHI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — CSHI vs SPHD

📍 CSHI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSHISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSHI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSHI pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSHI
Annual income on $10K today (after 15% tax)
$423.16/yr
After 10yr DRIP, annual income (after tax)
$581.87/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, CSHI beats the other by $96.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSHI + SPHD for your $10,000?

CSHI: 50%SPHD: 50%
100% SPHD50/50100% CSHI
Portfolio after 10yr
$27.1K
Annual income
$627.93/yr
Blended yield
2.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSHI buys
0
SPHD buys
0
No recent congressional trades found for CSHI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSHISPHD
Forward yield4.98%4.33%
Annual dividend / share$2.48$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.7K$26.5K
Annual income after 10y$684.55$571.32
Total dividends collected$6.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CSHI vs SPHD ($10,000, DRIP)

YearCSHI PortfolioCSHI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,198$497.84$11,133$432.85+$65.00CSHI
2$12,503$521.00$12,363$450.36+$140.00CSHI
3$13,922$543.66$13,695$467.39+$227.00CSHI
4$15,462$565.75$15,138$483.90+$324.00CSHI
5$17,131$587.24$16,697$499.88+$434.00CSHI
6$18,939$608.08$18,382$515.31+$557.00CSHI
7$20,893$628.26$20,198$530.17+$695.00CSHI
8$23,003$647.73$22,157$544.46+$846.00CSHI
9$25,280$666.50$24,266$558.18+$1.0KCSHI
10$27,734$684.55$26,536$571.32+$1.2KCSHI

CSHI vs SPHD: Complete Analysis 2026

CSHIStock

The NEOS Enhanced Income 1-3 Month T-Bill ETF seeks monthly income in a tax efficient manner by investing in a portfolio of 1-3 month Treasury Bills and implementing a data-driven put option strategy.

Full CSHI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.