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CSHI vs XYLD: Dividend Comparison 2026

CSHI yields 4.98% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSHI wins by $2.5K in total portfolio value
10 years
CSHI
CSHI
● Live price
4.98%
Share price
$49.78
Annual div
$2.48
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$684.55
Full CSHI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — CSHI vs XYLD

📍 CSHI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSHIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CSHI + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CSHI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSHI
Annual income on $10K today (after 15% tax)
$423.16/yr
After 10yr DRIP, annual income (after tax)
$581.87/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,154.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSHI + XYLD for your $10,000?

CSHI: 50%XYLD: 50%
100% XYLD50/50100% CSHI
Portfolio after 10yr
$26.5K
Annual income
$1,951.78/yr
Blended yield
7.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSHI buys
0
XYLD buys
0
No recent congressional trades found for CSHI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSHIXYLD
Forward yield4.98%10.98% ✓
Annual dividend / share$2.48$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.7K ✓$25.3K
Annual income after 10y$684.55$3,219.02 ✓
Total dividends collected$6.0K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: CSHI vs XYLD ($10,000, DRIP)

YearCSHI PortfolioCSHI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,198$497.84$10,818$1,098.39+$380.00 → CSHI
2$12,503$521.00$11,738$1,222.51+$765.00 → CSHI
3$13,922$543.66$12,774$1,364.64+$1.1K → CSHI
4$15,462$565.75$13,944$1,527.86+$1.5K → CSHI
5$17,131$587.24$15,270$1,715.87+$1.9K → CSHI
6$18,939$608.08$16,775$1,933.09+$2.2K → CSHI
7$20,893$628.26$18,490$2,184.87+$2.4K → CSHI
8$23,003$647.73$20,450$2,477.63+$2.6K → CSHI
9$25,280$666.50$22,697$2,819.19+$2.6K → CSHI
10$27,734$684.55$25,280$3,219.02+$2.5K → CSHI

CSHI vs XYLD: Complete Analysis 2026

CSHI — Stock

The NEOS Enhanced Income 1-3 Month T-Bill ETF seeks monthly income in a tax efficient manner by investing in a portfolio of 1-3 month Treasury Bills and implementing a data-driven put option strategy.

Full CSHI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.