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CSHP vs SCHD: Dividend Comparison 2026

CSHP yields 5.19% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $881.00 in total portfolio value
10 years
CSHP
CSHP
● Live price
5.19%
Share price
$99.48
Annual div
$5.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.1K
Annual income
$722.72
Full CSHP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — CSHP vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSHPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSHP + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
CSHP pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSHP
Annual income on $10K today (after 15% tax)
$440.93/yr
After 10yr DRIP, annual income (after tax)
$614.31/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, CSHP beats the other by $252.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSHP + SCHD for your $10,000?

CSHP: 50%SCHD: 50%
100% SCHD50/50100% CSHP
Portfolio after 10yr
$28.6K
Annual income
$574.33/yr
Blended yield
2.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSHP buys
0
SCHD buys
0
No recent congressional trades found for CSHP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSHPSCHD
Forward yield5.19% ✓3.46%
Annual dividend / share$5.16 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.1K$29.0K ✓
Annual income after 10y$722.72 ✓$425.95
Total dividends collected$6.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: CSHP vs SCHD ($10,000, DRIP)

YearCSHP PortfolioCSHP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,219$518.74$11,226$346.36$7.00 → SCHD
2$12,548$543.89$12,572$357.38$24.00 → SCHD
3$13,995$568.54$14,046$367.84$51.00 → SCHD
4$15,567$592.61$15,660$377.73$93.00 → SCHD
5$17,273$616.06$17,425$387.07$152.00 → SCHD
6$19,121$638.85$19,354$395.86$233.00 → SCHD
7$21,120$660.93$21,461$404.13$341.00 → SCHD
8$23,281$682.28$23,762$411.89$481.00 → SCHD
9$25,613$702.88$26,272$419.15$659.00 → SCHD
10$28,129$722.72$29,010$425.95$881.00 → SCHD

CSHP vs SCHD: Complete Analysis 2026

CSHP — Stock

The iShares Enhanced Short-Term Bond Active ETF seeks total return in excess of the ICE BofA 3-Month U.S. Treasury Bill Index.

Full CSHP Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.