Is CSHX or QYLD a better dividend investment in 2026?

CSHX currently yields 2.61% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between CSHX and QYLD?

CSHX has a forward dividend yield of 2.61% ($1.95/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.31 percentage points.

Home › Compare › CSHX vs QYLD

CSHX vs QYLD: Dividend Comparison 2026

CSHX yields 2.61% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.2K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

CSHX

● Live price

2.61%

Share price

$74.80

Annual div

$1.95

5Y div CAGR

-45.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$0.61

Full CSHX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — CSHX vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	CSHX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, CSHX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

CSHX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSHX

Annual income on $10K today (after 15% tax)

$221.59/yr

After 10yr DRIP, annual income (after tax)

$0.52/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,809.90/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSHX + QYLD for your $10,000?

CSHX: 50%QYLD: 50%

100% QYLD50/50100% CSHX

Portfolio after 10yr

$22.8K

Annual income

$2,829.96/yr

Blended yield

12.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSHX buys

QYLD buys

No recent congressional trades found for CSHX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricCSHXQYLD

Forward yield	2.61%	11.92% ✓
Annual dividend / share	$1.95	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-45.6%	0% ✓
Portfolio after 10y	$20.2K	$25.4K ✓
Annual income after 10y	$0.61	$5,659.31 ✓
Total dividends collected	$313.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: CSHX vs QYLD ($10,000, DRIP)

Year	CSHX Portfolio	CSHX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,842	$141.82	$10,352	$1,192.36	+$490.00 → CSHX
2	$11,679	$78.17	$10,830	$1,347.57	+$849.00 → CSHX
3	$12,539	$42.81	$11,460	$1,539.07	+$1.1K → CSHX
4	$13,440	$23.37	$12,275	$1,777.84	+$1.2K → CSHX
5	$14,394	$12.74	$13,323	$2,078.95	+$1.1K → CSHX
6	$15,408	$6.93	$14,667	$2,463.34	+$741.00 → CSHX
7	$16,491	$3.77	$16,396	$2,960.57	+$95.00 → CSHX
8← crossover	$17,647	$2.05	$18,631	$3,612.97	$984.00 → QYLD
9	$18,884	$1.12	$21,548	$4,482.15	$2.7K → QYLD
10	$20,206	$0.61	$25,398	$5,659.31	$5.2K → QYLD

CSHX vs QYLD: Complete Analysis 2026

CSHX — Stock

Cashmere Valley Bank, a state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers. It offers checking and savings accounts; personal, auto, boat, RV, and home equity loans, as well as mortgages; business loans comprising commercial real estate loans, commercial loans, operating lines of credit, and small business administration loans; equipment financing; credit cards; and wealth management, merchant, and treasury services. The company also provides banking and financing solutions for local municipalities, including banking services, privately-placed bonds and notes, municipal credit cards, and interim-financings in connection with rural development projects. In addition, it offers brokers personal and commercial lines of insurance, such as property, casualty, life, and health insurance products; and telephone, mobile, and online banking services, as well as bill payment services. The company serves customers through a network of 11 branches in North Central Washington. Cashmere Valley Bank was incorporated in 1932 and is based in Cashmere, Washington.

Full CSHX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this CSHX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

CSHX vs SCHD CSHX vs JEPI CSHX vs O CSHX vs KO CSHX vs MAIN CSHX vs XYLD CSHX vs JEPQ CSHX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.